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Snap announces Snapchat+ subscription plan that costs $3.99 a month

Snap announces Snapchat+ subscription plan that costs $3.99 a month

A man uses the SnapChat app on an Apple iPad Mini.studioEAST | Getty ImagesSnap announced Wednesday it’s rolling out a $3.99/month subscription plan for Snapchat that unlocks exclusive and pre-release features. It’s called Snapchat+.The announcement comes after Snapchat gave a disappointing sales outlook for the current quarter when it reported first-quarter results in April. Snap CFO Derek Andersen said at the time that macroeconomic conditions like supply chain disruptions, labor shortages and inflation are impacting advertising, Snap’s main source of revenue.Snapchat+ could help the company diversify its revenue sources, though Snapchat’s senior vice president of products Jacob Andreou told The Verge that the company doesn’t expect the plan to become a “material new revenue source.”Shares of Snapchat were down about 1% at 11 a.m. ET on Wednesday morning.The Plus plan includes pre-release, experimental and exclusive features such as pining your close friend as a BFF (best friend forever) and customizing the app’s icon. It is intended for the “most passionate members” of Snapchat users, the company said.Other social media platforms have also rolled out subscription services recently. Twitter in 2021 announced the Blue subscription that offers ad-free access to other websites for $2.99 a month. Chat app Telegram introduced Telegram Premium in June.Snapchat+ launches Wednesday in the United States, Canada, the United Kingdom, France, Germany, Australia, New Zealand, Saudi Arabia and the United Arab Emirates. .

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Disney to keep Formula One TV rights at 1,500% premium as popularity surges

Disney to keep Formula One TV rights at 1,500% premium as popularity surges

Walt Disney Co. renewed its deal to show Formula One races in the US, paying at least a 1,500% premium to hold on to the sport as its popularity surges, according to a person familiar with the deal.

The company will pay between $75 million and $90 million a year for the rights as part of a three-year deal, said the person, who asked not to be identified because the talks are private. Disney had been paying about $5 million a year under its previous deal, the person said.

Disney will show most of the car races on the TV networks ABC or ESPN, but can also put events on the sports-streaming service ESPN+. Representatives for ESPN and F1 declined to comment.

F1, which has long been popular in Europe, has gained traction among US audiences in recent years. Viewership of races on ESPN jumped 56% in 2021 from a year earlier, and hundreds of thousands of people have attended races in Miami and Austin, Texas.

A Netflix Inc. series taking viewers behind the scenes of the sport has helped the streamer attract subscribers, and the service has held talks about buying the rights to air races. Amazon.com Inc and Comcast Corp. have also shown interest in F1, according to Sports Business Journal, which first reported the deal.

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United Club℠ Infinite Credit Card Review 2022

United Club℠ Infinite Credit Card Review 2022

Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We earn a commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners.The United Club℠ Infinite Card is a luxury co-branded airline credit card that lets you earn United miles on daily purchases and provides benefits such as free checked bags and United Club lounge membership. For a limited time, new cardholders can also score a solid 120,000-mile welcome bonus after spending $6,000 within the first three months of opening an account. If you’re a frequent United Airlines flyer who values access to United Club lounges than this premium travel credit card is a real contender for a place in your wallet.Below, Select breaks down the rewards, benefits and fees associated with the United Club℠ Infinite Card to decide if it’s right for your needs.Subscribe to the Select Newsletter!Our best selections in your inbox. Shopping recommendations that help upgrade your life, delivered weekly. Sign-up here.United Club℠ Infinite Card reviewUnited Club℠ Infinite Card

  • Rewards4 miles per $1 spent on United® purchases, 2 miles per $1 spent on all other travel and dining (including eligible delivery services) and 1 mile per $1 spent on all other purchases
  • Welcome bonusEarn 120,000 bonus miles after you spend $6,000 on purchases in the first 3 months from account opening
  • Annual fee
  • Intro APR
  • Regular APR16.49% to 23.49% variable
  • Balance transfer fee
  • Foreign transaction fees
  • Credit needed

Pros

  • Annual fee waived the first year
  • United Club membership with access to over 45 United Club locations and participating Star Alliance™ affiliated lounges worldwide
  • Up to $100 Global Entry or TSA PreCheck fee credit every four years
  • No fee on purchases made outside the U.S.

Cons

  • High annual fee
  • No intro 0% APR period

Welcome bonusThe welcome bonus offered with this card delivers big value, allowing new cardholders to earn 120,000 bonus miles after spending $6,000 on purchases within the first three months of account opening. If you value United miles at a modest 1 cent per mile you’d end up with about $1,200 worth of travel from the bonus alone, and that’s not even including the additional miles you’ll earn from purchases made to get the bonus.Compared to other travel credit cards this is one of the most lucrative welcome bonus offers available at the moment. Many are able to get more value from United miles as well, so this bonus could easily be worth way more depending on how you redeem your miles.Keep in mind that you won’t be able to get the welcome bonus if you already have another United Club card or you’ve already gotten a welcome bonus for another United Club card within the past 24 months.Benefits and perksThe United Club℠ Infinite Card is packed with plenty of features for cardholders to take advantage of. If you’re thinking of applying, it’s important to think realistically about how many of the perks you’ll actually use — and how often — to make sure it’s worth your while.Once approved for the card, you’ll be able to enjoy the following benefits:

  • Access to United Club (and participating Star Alliance™ affiliate) airport lounges worldwide
  • Complimentary first and second checked bags when you fly with United, reflecting a $35 value on the first bag and up to $45 value on second bag each way, per person (up to $320 in savings per round-trip flight)
  • Up to $100 statement credit every four years when you enroll in NEXUS, TSA PreCheck or Global Entry
  • 25% back on in-flight purchases such as Wi-Fi, food or beverages (as a statement credit)
  • 10% off United economy saver award flights within the continental U.S. and Canada
  • Because it’s a co-branded MileagePlus credit card, you’ll earn up to 4,000 Premier Qualifying Points, or PQPs, toward United elite status annually — 500 for every $12,000 you spend (up to 4,000 per calendar year)
  • Premier Access travel services such as priority check-in and expedited security, boarding and baggage handling
  • Comprehensive travel insurance including trip cancellation and interruption, baggage delay insurance, reimbursement for lost luggage and trip delays, travel accident insurance (including travel and emergency assistance services and emergency evacuation and transportation) and rental car coverage (collision damage waiver)
  • Visa Infinite concierge services

By taking advantage of most or all of these benefits, you can easily justify the card’s $525 annual fee. Even if you just get the card for United Club access, you’ll be saving money since a membership costs $550 to $650 when you’re purchasing directly from United.How to earn and redeem United milesEarning United MileagePlus milesWhen you spend on the card, you’ll earn: 

  • 4X MileagePlus miles per dollar on all purchases from United Airlines, including in-flight services such as Wi-Fi, food and beverages, as well as tickets for flights
  • 2X MileagePlus miles per dollar on all other travel purchases — flights, hotels, cruises, trains, rental cars, tolls, public transportation, taxis and ride-sharing services
  • 2X MileagePlus miles per dollar on dining and eligible delivery options
  • 1X MileagePlus mile per dollar spent everywhere else

Select calculated how many miles the average American could potentially earn in a year by using their United Club℠ Infinite Card. We worked with the location intelligence firm Esri, who provided us with a sample annual spending budget of $22,126.The budget includes six main categories: groceries ($5,174), gas ($2,218), dining out ($3,675), travel ($2,244), utilities ($4,862) and general purchases ($3,953). Here’s what the average consumer would earn by using this credit card:

  • Groceries: 5,174 United MileagePlus miles
  • Gas: 2,218 United MileagePlus miles
  • Dining out: 7,350 United MileagePlus miles
  • Travel: 8,976 United MileagePlus miles (assuming all travel dollars are spent with United Airlines)
  • Utilities: 4,862 United MileagePlus miles
  • General purchases: 3,953 United MileagePlus miles

With all spending considered, you could end up earning 32,533 United MileagePlus miles within the first year if you were to include the 120,000-mile welcome bonus — this type of spending would end up yielding a total of 152,533 United MileagePlus miles. Over a five-year period, cardholders could potentially earn 282,665 United MileagePlus miles, although the total amount would depend more on an individual or business’ annual spending habits.Alternatively, if you’re trying to rack up a large amounts of United MileagePlus miles in a hurry, consider earning rewards through credit cards with transferable rewards. Credit cards like the Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® let you earn Chase Ultimate Rewards® points, which can be transferred directly to United MileagePlus at a 1:1 ratio. These cards are some of the best travel credit cards because you have the flexibility to redeem your rewards in a variety of ways, including transferring them to United Airlines.Redeeming United MileagePlus milesOnce you earn enough United MileagePlus miles, the fun part is redeeming them for free flights. Be aware that while the flight cost is covered by miles, you’re still responsible for paying any applicable taxes and fees. For example, if you were to redeem them for a flight within the U.S., you will still have to pay $5.60 each way in taxes and fees.To redeem MileagePlus miles, visit the United website and begin searching for your desired flight pattern. Before you hit the search button, click the “book with miles” box. From there, you will be able to look through any available flights and see how many miles it will cost for each seat class.Keep in mind that you should really aim to get more than 1 cent per point in value for your United MileagePlus miles. Anything below that wouldn’t be a great redemption, and you may be better off paying cash for the fare.Lastly, if you’re trying to book travel outside the United States, you may find yourself seeing different airlines on the United website. This is because of United’s connection to Star Alliance, an airline alliance with 26 members. As a result, you’ll be able to earn miles by flying with any one of them and can also redeem your MileagePlus for flights on any of United’s partners. If you’re searching for flights from New York to Singapore, for instance, you’ll be shown flights with Singapore Airlines, while if you’re interested in traveling to Germany, flights with SWISS Airlines or Lufthansa will appear in your search results.In short, as you continue to earn United MileagePlus miles by spending with the United Club℠ Infinite Card, it’s in your best interest to spend them as you earn them. If you were to instead hold onto a large amount of airline miles, you’d be susceptible to devaluation announcements from United Airlines or could potentially having them digitally stolen from you before you get to use them.Rates and feesCard comparisonThe United Club℠ Infinite Card is a solid option for someone who prefers luxury travel benefits when flying with United Airlines. But how does it stack up against other luxury travel credit cards? Select compared two other popular credit cards to see how it really matches up.United Club℠ Infinite Card vs. The Platinum Card® from American ExpressThe Platinum Card® from American Express is a value-packed luxury travel card that offers terrific benefits for both your travels and day-to-day necessities. You can also earn a ton of American Express Membership Rewards® points when you spend with the card.To get you started, the card comes with a large welcome bonus of 100,000 Membership Rewards® points after spending $6,000 in your first 6 months of card membership. And as you spend on the card, you’ll earn:

  • 5X points per dollar on flights booked directly with airlines or through American Express Travel (up to $500,000 per year)
  • 5X points per dollar on prepaid hotels booked through American Express Travel
  • 1X points per dollar spent everywhere else

With the Amex Platinum you’ll also have access to a long list of benefits, including:

  • Up to $200 in annual airline fee credits and up to $200 in Uber credits per year
  • Access to the Global Lounge Collection, which has over 1,200 airport lounges in more than 130 countries. Including access to Amex Centurion Lounges and Delta Sky Clubs
  • A $200 hotel credit for prepaid properties booked via Fine Hotels + Resorts® or The Hotel Collection through American Express Travel
  • A $240 digital entertainment credit (up to $20 each month) when you use your card to purchase service with Peacock, Audible, SiriusXM or The New York Times
  • A $155 Walmart+ statement credit to help you cover the cost of a $12.95 monthly Walmart+ membership after you pay for monthly Walmart+ service with your card
  • A $300 annual credit with Equinox (broken up into $25 each month)
  • A $100 credit when you shop at Saks Fifth Avenue, divided into $50 for each half of the year
  • A $179 credit when you enroll in CLEAR
  • Comprehensive travel insurance and complimentary American Express concierge services

Terms apply.The Platinum Card comes with a whopping $695 annual fee (see rates and fee), which can easily be made back in value by utilizing available spending credits and taking advantage of large earnings for booking travel.When comparing the two cards, consider how often you fly and with which airline(s). If you tend to only fly with United Airlines and visit only United Club lounges, the United Club Infinite Card would be the better choice. If you’re looking for more flexibility with credit card rewards, more spending credits and a much larger list of airline lounges you can access, the Amex Platinum Card may be your best bet. If you’re primarily a Delta flyer you may be better suited with the Amex Platinum, as you get complimentary access to Delta Sky Clubs when flying on Delta.The Platinum Card® from American ExpressOn the American Express secure site

  • Rewards5X points on flights booked directly with airlines or with American Express Travel (starting January 1, 2021, this applies on up to $500,000 per calendar year), 5X points on prepaid hotels booked with American Express Travel, 1X points on all other purchases
  • Welcome bonus100,000 Membership Rewards® points after spending $6,000 within 6 months of account opening. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Annual fee
  • Intro APR
  • Regular APR
  • Balance transfer fee
  • Foreign transaction fee
  • Credit Needed

United Club℠ Infinite Card vs. Chase Sapphire Reserve®The Chase Sapphire Reserve® is another premium travel credit card that offers cardholders a wide variety of benefits. Once you’re approved for the card, the current welcome bonus lets you earn 50,000 Chase Ultimate Rewards® after you spend $4,000 within the first three months of account opening.With the Chase Sapphire Reserve card, you’ll have access to valuable benefits, such as:

  • A $300 travel credit
  • 50% more in value when you redeem Ultimate Rewards points through the Chase travel portal
  • A $100 statement credit for enrolling in either TSA PreCheck, Global Entry or NEXUS
  • Access to airport lounges, including Priority Pass lounges
  • Comprehensive travel insurance, purchase protection and return protection*
  • No foreign transaction fees

By spending with the card, you’ll also be able to earn a large amount of Ultimate Rewards points through flexible spending categories:

  • 10X points per dollar on hotel and rental car reservations purchased through the Chase Ultimate Rewards travel portal (after spending $300 on travel)
  • 10X points per dollar when you use the Chase Dining program
  • 5X points per dollar on flights purchased through the Chase Ultimate Rewards travel portal (after spending $300 on travel)
  • 3X points per dollar on travel expenses (like flights, hotels, cabs, Ubers, trains and more) worldwide (after spending $300 on travel)
  • 3X points per dollar at restaurants and eligible delivery services, including takeout
  • 1X point per dollar spent everywhere else

The Chase Sapphire Reserve card comes with a $550 annual fee, just $25 more than what you’d pay for the United Club Infinite Card’s annual fee.If you’re deciding between the two cards, it really comes down to which benefits you think you will use the most and if you wish to have more flexibility with your rewards. Chase Ultimate Rewards® points can be transferred directly to United MileagePlus at a 1:1 ratio, so you could potentially earn more miles by using the Chase Sapphire Reserve card than the United Club Infinite Card based on where you do most of your spending. Plus, you can transfer to your Chase points to over ten other partners or redeem them through the Chase Travel Portal where you’ll ultimately have more flexibility in redemption.However, if your main focus is on earning status with United Airlines, the United Club Infinite Card gives you the chance to earn up to 4,000 Premier Qualifying Points per year — 500 per $12,000 spent — to help expedite your status-earning journey.Chase Sapphire Reserve®

  • RewardsEarn 5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases plus, 10X points on Lyft rides through March 2022
  • Welcome bonusEarn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
  • Annual fee
  • Intro APR
  • Regular APR16.99% to 23.99% variable
  • Balance transfer fee
  • Foreign transaction fee
  • Credit needed

Who the United Club Infinite Card is best forThe United Club℠ Infinite Card is a solid choice for regular travelers with good to excellent credit who are loyal to United Airlines and its many Star Alliance partners. It’s a great pick for anyone who can budget for the $525 annual fee, especially those who plan to take advantage of the many benefits it offers, such as complimentary United Club lounge access and up to two free checked bags.Keep in mind that because this is a Chase card, you may end up having to deal with the infamous Chase 5/24 rule — in other words, you won’t get approved for any new Chase cards if you’ve already gotten approved for five or more personal credit cards within the last 24 months.Bottom lineThe United Club℠ Infinite Card is a solid travel credit card, perfect for anyone who enjoys flying with United Airlines, spending time in United Club lounges and checking one or two bags when they fly. The card offers a lucrative 120,000-mile welcome bonus, flexible spending categories, a number of benefits to enhance your overall travel experience and comes with a sleek design.Before you apply for a new credit card, be sure you have room in your budget for the annual fee and enough purchases coming up to get you past the $6,000 spending threshold to get the welcome bonus. Without a sturdy budget, picking up a shiny new credit card could potentially lead to a financial disaster if you end up spending outside of your means.Catch up on Select’s in-depth coverage of personal finance, tech and tools, wellness and more, and follow us on Facebook, Instagram and Twitter to stay up to date.*Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/ benefitsguide for more details. Purchase protection provided by AMEX Assurance Company.For rates and fees of the Platinum Card from American Express, click here.
Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party. .

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Rising gas prices? Here’s what you can do to save money

Rising gas prices? Here’s what you can do to save money

Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We earn a commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners.In the past few weeks, Americans have experienced higher prices when filling up their tank at the gas station. While gas prices reached a record-high of $4.33 per gallon a few weeks ago, the national average price still remains elevated at $4.24 per gallon, according to AAA. In states like California, the average price of a gallon of gas is even higher, at nearly $6. So why are gas prices skyrocketing? There are two important factors causing the spike in gas prices: The war in Ukraine and the decline in oil production during the pandemic.Shortly after Russia invaded Ukraine in February, the Biden administration imposed sanctions on Russian oil in March, shutting down imports of oil, natural gas and coal from the country. Even though Russian oil only represents a small portion of the U.S.’s gas imports, the conflict in Ukraine and the U.S’s decision to ban Russian oil led to a spike in gas prices in the global market. The U.S. imports around 8% of its oil from Russia, according to analysis conducted by NBC News.Furthermore, during the pandemic, oil suppliers decreased production to meet reduced demand for gas. However, as lockdowns eased and people started traveling more, demand for gasoline surged, and oil companies couldn’t keep up with increased demand which drove global gas prices up.Though gas prices peaked on March 11, consumers may still be feeling the impact of gas prices on their wallet. Below, Select looks at few ways that consumers can save money on gas.Subscribe to the Select Newsletter!Our best selections in your inbox. Shopping recommendations that help upgrade your life, delivered weekly. Sign-up here.How to save money on gasUse a gas rewards credit cardYou might consider using a credit card to finance your gas expenses at the pump. Cards that offer big rewards on gas typically allow you to earn up to 5x points or 5% cash back on gas purchases. Select ranked the PenFed Platinum Rewards Visa Signature® Card as the best gas reward credit card. The PenFed Platinum Rewards card offers 5X points on gas purchases at the pump and electrical vehicle charging stations and has no annual fee. In order to be a cardholder, you must be a member of the PenFed Credit Union which requires a $5 initial deposit. PenFed Platinum Rewards Visa Signature® Card

  • Rewards5X points on gas purchases at the pump and electrical vehicle charging stations, 3X points on supermarket purchases, 1X point on all other purchases
  • Welcome bonus15,000 points when you spend $1,500 in the first 3 months from account opening
  • Annual fee
  • Promo APR0% promotional balance transfer rate for 12 months on transfers made from now until March 31, 2022.*
  • Regular APR13.49% to 17.99% variable on purchases; 17.99% non-variable on balance transfers
  • Balance transfer fee
  • Foreign transaction fee
  • Credit needed

*After the promotional balance transfer period, the APR for the unpaid balance and any new balance transfers will be 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.The Citi Custom Cash℠ Card is another good choice for people who anticipate spending a lot on their gas purchases. Cardholders don’t have to worry about manually activating spending categories. Instead, Citi will automatically determine your highest spending category (including gas) for the billing cycle and apply 5% cash back on up to $500 worth of purchases in that category. If you’re a big spender on gas, you could earn up to $25 back per billing cycle.Citi Custom Cash℠ Card

  • Rewards5% cash back on purchases in top eligible spend category each billing cycle, up to the first $500 spent (then 1%); unlimited 1% cash back on all other purchases
  • Welcome bonusEarn $200 cash back after spending $750 on purchases in the first 3 months of account opening. The bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Annual fee
  • Intro APR0% APR on balance transfers and purchases for first 15 months
  • Regular APR
  • Balance transfer fee5% of each balance transfer ($5 minimum)
  • Foreign transaction fee
  • Credit needed

If you’re looking for a card that doesn’t require credit union membership, you could opt for the Blue Cash Preferred® Card from American Express which offers 3% cash back at U.S. gas stations and a $300 statement credit after you spend $3,000 in purchases within the first 6 months. The Blue Cash Preferred has a slightly lower rewards rate than the PenFed Platinum but consumers will get high rewards rates on other categories: 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%) and 3% cash back on transit including taxis/rideshare, parking, tolls, trains, buses and more. The Blue Cash Preferred has a $0 introductory annual fee for the first year, then $95. (See rates and fees)Blue Cash Preferred® Card from American ExpressOn the American Express secure site

  • Rewards6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations, 3% cash back on transit including taxis/rideshare, parking, tolls, trains, buses and more and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Welcome bonusEarn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
  • Annual fee$0 introductory annual fee for the first year, then $95
  • Intro APR0% for 12 months on purchases from the date of account opening; N/A for balance transfers
  • Regular APR
  • Balance transfer fee
  • Foreign transaction fee
  • Credit needed

The PNC Cash Rewards® Visa® is a good option for cardholders looking for a card without an annual fee. The PNC Cash Rewards card offers 4% cash back at gas stations, 3% cash back on dining, and 2% cash back at grocery stores, for the first $8,000 in combined purchases in these categories per year.PNC Cash Rewards® Visa®Information about the PNC Cash Rewards® Visa® has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.

  • Rewards4% cash back at gas stations, 3% cash back on dining, and 2% cash back at grocery stores, for the first $8,000 in combined purchases in these categories annually, 1% cash back on all other purchases
  • Welcome bonus$100 bonus after you make $1,000 or more in purchases during the first 3 billing cycles following account opening
  • Annual fee
  • Intro APR0% for the first 12 billing cycles on balance transfers
  • Regular APR14.49% to 24.49% variable
  • Balance transfer fee3%, $5 minimum, within the first 90 days from account opening, then 4%, $5 minimum
  • Foreign transaction fee
  • Credit needed

Use an app to find the cheapest gas and discountsApps like Gas Buddy and AAA (both are available in the Apple App Store and the Google Play Store) can help you hunt down the cheapest gas prices near you. With Gas Buddy, the app uses your location and shows you the price of a gallon of gas at stations in your vicinity. However, you shouldn’t bother traveling too far for cheaper gas as the cost of driving there could erase any of the money you would be saving.Gas buddy also offers the Pay with GasBuddy Card, a rewards card that offers cardholders up to $0.25 off per gallon. Pay with GasBuddy is not a credit card, does not require a credit check and is free to join.Get Upside has an app that will help you find the cheapest gas stations in addition to offering extra discounts on gas. Get Upside is a rebate app, so users fill up their gas tank, paying with their credit or debit card, and then upload the receipt to the app in order to earn cash-back.Join a gas loyalty programIf you find yourself visiting a specific gas station chain frequently, you might want to join a gas loyalty program to earn rewards on your regular fill-ups. Companies like BP, Shell and ExxonMobil all offer their own rewards programs.BPme by BP is free to join and users get $0.05 off of every gallon of gas they purchase from a BP gas station within the first month of membership. Afterwards if users spend a minimum of $100 a month at BP they’ll continue to receive $0.05 off per gallon. Users can then redeem their points for things like gift cards, bottles of wine or theme park attractions.ExxonMobil Rewards+ is also free to join. Users receive $0.03 back for every gallon of gas they purchase at ExxonMobil gas stations and are then able to redeem their points for future gas purchases at ExxonMobil gas stations.Don’t use premium gasIf you’ve been opting for premium gasoline over regular gas even though your car doesn’t technically need it, you may be needlessly spending extra money. Premium gas has a higher octane level than regular gas.Your car’s manual should specify whether your car requires premium gas or whether it’s optional. If you’re using lower octane gas on a car that requires premium gas, the car’s engine may function more poorly than if you had used higher octane gas. However, if your car doesn’t require premium gas, you likely won’t get any added benefits.”The noticeable difference [between premium and regular gas] is the price. If regular gas is recommended for your vehicle, that’s all you need. Opting for premium [gas] when your car doesn’t require it will only cost you money and doesn’t improve fuel economy,” says Andrew Gross, Public Relations Manager at AAA.Don’t drive too fast or be an aggressive driverWhen you’re driving on the highway you might consider slowing down, as driving above 50 mph may reduce fuel efficiency. According to a 2013 U.S. government study, you can assume that for every 5 mph you drive above 50 mph, you’re paying an extra $0.30 per gallon of gas than you would if you were driving at 50 mph. Of course while driving at slower speeds can save you money, it may increase the length of your trip so consider how much longer you’ll spend driving if you’re cruising at 50 mph versus the speed limit on the highway. Additionally, speeding up quickly and braking suddenly can reduce fuel efficiency. Using cruise control can help improve fuel efficiency.”The harder your engine works, the more gas it’s going to take. Rapid acceleration and high-speed driving make your engine work harder, and therefore, it sucks up more gasoline,” says Jack Gillis, executive director of the Consumer Federation of America.Bottom lineWhile it’s unclear how long high gas prices will stick around but getting a gas rewards credit card, enrolling in a gas loyalty program, hunting down cheap gas and making tweaks to how you drive could all help you save dollars when filling up your tank.Catch up on Select’s in-depth coverage of personal finance, tech and tools, wellness and more, and follow us on Facebook, Instagram and Twitter to stay up to date.For rates and fees of the Blue Cash Preferred® Card, click here.Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party. .