The best VPN of 2022

The best VPN of 2022

A VPN, or virtual private network, encrypts all of your Web traffic and routes it through a remote server, making it harder for anyone to intercept and monitor your communications. It’s a great tool when you’re on public Wi-Fi, using a personal computer or mobile device at the office, or otherwise using an untrusted network.

We evaluated 11 different VPN providers, assessing their ease of use, performance, privacy policies and device support, and found two services that are affordable, serious about their security and your privacy and offer convenient enough connectivity features and device support that you’ll actually use them to protect yourself online.

The best VPN overall

If you’re looking for privacy — and that’s the most important thing to think about when you’re looking for a VPN in the first place — Mullvad goes the extra mile, even letting you pay anonymously. They don’t have the most servers of the VPNs we tested, but the service is accessible, fast, convenient and affordable.

A runner-up VPN

IVPN offers a VPN service with serious privacy, subscriber anonymity, fast performance, and flexibility with multiple subscription options.

David Strom/CNN Underscored

If you’re looking for privacy — and that’s the most important thing to think about when you’re looking for a VPN in the first place — Mullvad goes the extra mile. The company has an interesting method of ensuring your privacy: they don’t ask you for your email address when you subscribe to their service. Instead, you obtain a random code that you use to identify yourself. That means no password is required once you have entered your code, it is unlikely that anyone can guess this code or find it on the dark web (unless you reuse it, which you shouldn’t), and there is little chance anyone could connect it back to you even if they did manage to get a hold of the code in a breach.

Their pricing is a simple 5€ per month (payable via a dizzying array of options, from cash to credit cards to cryptocurrencies) that is automatically renewed, with a 30-day cancellation policy. You can connect up to five concurrent devices per subscriber, and software is available for Windows, MacOS, Linux, iOS, Android, an extension for the Firefox browser, and for network routers too.

Mullvad has a dirt simple user interface. There are toggle switches to block malware, ads and tracking. You specify which country you want to connect to, and it finds the closest server quickly and automatically. It also has an automatic kill switch: if it crashes, it will disconnect you from the internet entirely so you don’t end up communicating over an insecure connection without noticing it. And it has automatic software updates and also doesn’t gather third-party data.

Sweden-based Mullvad gets high marks for transparency: the company has released their code to open source, and uses open source development tools as well. Mullvad had their code audited by Cure53 back in 2020, and while they are due for another look, we liked how transparent they were with their audit, addressing the issues found and how they were resolved. They take your privacy seriously enough that they don’t even know your encryption keys – you generate them yourself when you initially bring up the software.

Mullvad is well-regarded enough that Mozilla nowadays runs their pricier MozillaVPN service on Mullvad’s servers.

Mullvad’s major downside is that they don’t have servers in as many countries as their competitors. Their biggest advantage is performance: there was little degradation of the connection, with almost no loss of latency and download speed.

David Strom/CNN Underscored

Like Mullvad, IVPN uses a random code assignment scheme for login, so it keeps no record of a password and an attacker would have no way to tie your email address — and thus your personal data — to their systems in the event of a breach. They have a very impressive ethical guidelines page that other vendors should emulate. IPVN offers apps for the five major OSs as well as routers and network storage units. IVPN is a little more expensive than Mullvad, though their higher tier service offers a bit more flexibility than Mullvad’s. IVPN offers support for two concurrent devices for $6/month, or seven for $10/month., with annual discounts available. IVPN doesn’t automatically renew your subscription, unless you explicitly tell it to do so, which is a nice touch.

In our testing, we saw great performance from IVPN, getting 88% or more of the speeds we saw without any VPN on our test systems. IVPN’s configuration controls are all grouped together to make it easy to adjust things, such as to switch between the OpenVPN and WireGuard protocols, and whether to invoke additional protections to prevent tracking and what it calls “hardcore mode” which blocks all Google and Facebook domain interactions, the ability to use a custom DNS server and to enable usage of LAN-connected devices (such as printers and file shares).

Another feature we liked is that IVPN offers a kill switch in the form of an always-on firewall option. IVPN (and TunnelBear) are the two VPNs to have regular publicly available audits each year without any misses. It also doesn’t gather third-party data, nor have any significant DNS leakage.

There are lots of reasons to use a VPN — encrypting your internet activity and private data while you are using public Wi-Fi or other untrusted networks, streaming videos that are blocked because you are in a foreign country, segregating your work-from-home traffic from your family’s personal traffic, or just getting internet access from within a country (or a place of business) that censors content (in Russia, VPN app downloads and demand for VPN services have reportedly climbed since the Russian government limited Internet access after their war on Ukraine began earlier this year). Under certain circumstances (let’s say your ISP throttles some types of traffic) a VPN can even improve your internet access speeds,

But a VPN isn’t a cure-all — it isn’t meant to be a complete security solution. If someone is determined to obtain your data, there is always a way. A government could obtain a court order, or a criminal could use malware to infect your computer or phone and then copy your data outside of a VPN’s operation, or your computer may accidentally leak data because of a software misconfiguration. Or someone could slowly gather bits of data about you and your equipment (is the process is called “digital fingerprinting”), eventually getting the ability to track your movements across cyberspace — basically the way advertising companies make use of social media data to serve you those ads that always pop up under creepy circumstances.

VPN vendors, however, obscure things in their marketing materials by using language in their materials such as “military grade encryption” and “total or 100% anonymous access.” While there are a variety of encryption standards that are better at protecting data streams than others, there is no generally accepted “military” standard, and there’s no way to guarantee anonymity.  Some VPN vendors also make claims about “multi-hop” methods or double-encrypting your traffic: we don’t think this is much of a benefit because it can slow down your performance and doesn’t really buy much in terms of privacy.

Yes, using a VPN can make you more anonymous, but you can still leave some digital tracks. IVPN, to their credit, explicitly says they don’t promise either anonymity or military encryption and have clearer language with information on its marketing practices and commitments..

VPN vendors often make claims that they protect  your identity by virtue of where their headquarters are located. While getting a court order to obtain your data from a Swiss- or Panama-based vendor (such as ProtonVPN or NordVPN, respectively) may be more effort than a US-based one, it isn’t impossible. Many countries’ courts under very limited circumstances can compel vendors to give up account information, and  share that information through mutual legal assistance treaties. Given these caveats, we have provided their HQ location for your reference in each review, but we don’t think you need to give it much consideration.

Take vendor transparency claims with a grain of salt, and look for open-source software. Some VPNs (such as Mullvad, MozillaVPN, IVPN, ProtonVPN and PIA) have published their entire software code openly for anyone to review. We prefer this because open-source projects are subject to public scrutiny, and thus tend to fix vulnerabilities and issue patches more regularly, protecting you better. Others (such as Surfshark and ExpressVPN) have taken a more limited approach and support the OpenVPN protocol standard or just publish a specific piece of their software. Other vendors who have products not built on open-source code will claim that their products have been audited by third parties (Surfshark, for example, has had audits in 2018 and 2021); these audits may not be easily accessible or not happen frequently enough, or only make their audits available to customers (NordVPN). RestorePrivacy goes into details about the audit specifics for a few vendors. Also, not every part of a product’s code base is necessarily subject to an audit (this was at the root of the problem described in this 2017 report on Android VPN apps containing malware).

Finally, as you’re doing more research, be aware of the specialist VPN review sites themselves. Many are owned by the VPN vendors themselves (for example, VPN-Mentors.com is owned by Kape, which sells a variety of VPNs including ExpressVPN and PIA), so you’ll want to look for independent sources of information as well.

We tested 11 popular VPNs, looking at those that were best reviewed, provided the most servers and speed and had a documented history of providing good privacy. With each VPN, we downloaded installers and set up accounts. We then ran each VPN and tested it under various conditions, including running speed and DNS leak tests for more objective measurements.

Finally, we read through each VPN’s privacy policy and looked into any privacy conflicts it may be involved in. We also noted whether the companies were taking extra steps to ensure a more secure service, such as whether they’ve undergone an independent audit by any cybersecurity firms.

• Ease of setup/installation: For every program, there’s a setup. As we installed each VPN and created our accounts, we noted the duration and ease of each setup process, as well as how easy it is to switch from one server to another.

• Ease of use: There are many factors that make one VPN easier to use than another. We looked not just at how friendly software interfaces were, but how simple vendors made security features. Some VPNs (CyberGhost, ExpressVPN, Surfshark) do not support any multi-factor authentication whatsoever, some offer all sorts of privacy controls but make them difficult to use or configure, some have kill switches (which can terminate your connections immediately if the VPN software fails, preventing accidental exposure of your data), and some will tell you if you are using an outdated version or automatically prompt you to upgrade.

• Device support: We examined which platforms each VPN supported (ideally, each should offer support for Windows, MacOS, Linux, Android and iOS devices), how many concurrent streams the service would support, and the number of servers and locations are under each VPN’s command. We took router support into consideration, though setting up a VPN server on your router isn’t for everyone, and will require some technical knowledge.

• Throughput test: Using Ookla’s speedtest.net, as we described above.

• DNS leak test: Using DNSLeakTest.com.

• Privacy and transparency: We wanted to examine each VPN’s privacy policy closely as well as affiliations they have with other companies, along with whether the VPN has been given any independent code and infrastructure audits. Ultimately, it’s vital that a VPN service stands to protect a user’s data and not collect it themselves in the process.

• Warranty, trial period and subscription services: We looked closely at how VPN vendors handle subscriptions. Why? Many of the VPN vendors offer free 30- or 45-day trials to check out their products, and some vendors also offer free plans (with reduced functionality). That sounds great until you decide to terminate your trial and seek another solution. Some vendors make it hard to leave, while others store your private data even after you close your account. Several vendors offer discounts via ads and affiliate deals: if you keep an eye on YouTube, you probably can get a subscription initially at high discounts

If you want to protect your privacy and security, you will have to accept that your browsing and network latency will suffer. The VPN vendors try to mitigate this by supporting different communications protocols, and there are three principal choices:

  • OpenVPN, a time-tested open source protocol that almost every VPN now supports
  • WireGuard, a newer protocol that appears to be faster in more circumstances, and/or
  • Custom protocols unique to a particular vendor (NordVPN, ExpressVPN and Hotspot Shield)

Opinions (and they are just that) differ on which approach is best in terms of the trade-off between security and performance. Check out what ProtonVPN has to say here and what IVPN has to say here. Some vendors support more than one protocol, either letting you choose or automatically finding the fastest connection. A few vendors, including CyberGhost, NordVPN and IPVanish, publish server locations, which can be helpful.

We measured the reduction in speed using the Ookla Speedtest.net from our offices in St. Louis. But that calculation can vary depending on other traffic and which Ookla endpoint you choose to measure speeds. Keep all these factors in mind when you look at our performance numbers.

Other VPNs we tested

ExpressVPN is owned by Kape Technologies and is based in the British Virgin Islands. It supports the five major OSs along with browser extensions for Chrome, Edge and Firefox and also smart TVs, game consoles, routers and Chromebooks. It has a server network in 94 different countries and its plan covers five concurrent streams. It has its own WireGuard protocol called Lightway that is documented here, along with supporting IPSec and OpenVPN protocols. ExpressVPN offers a 30-day money back guarantee, though some reviewers have reported obtaining the refund was a time-consuming process. Bitpay and the Paymentwall gateways are supported.

A big issue is that Kape, in a previous incarnation when the company was known as Crossrider, marketed a plugin development platform that allowed users to distribute ad injection software; its CEO was fined by the US Department of Justice for hacking, and that gives us pause when considering a product meant to protect your privacy. Kape also maintains a VPN review site, VPN-Mentors.com.

CyberGhost is also owned by Kape Technologies, which shares the same issues as PIA and ExpressVPN in terms of corporate responsibility. The company is based in Romania, and has 7800 servers spread across 91 locations. The monthly plan comes with a 14-day money-back guarantee and the longer periods offer 45-day guarantees. The plan includes support for up to seven concurrent devices and covers all five OS’s along with various smart TVs, gaming consoles, Chrome and Firefox browsers, and routers. Transparency reports are published every three months, which isn’t quite the same as a third-party review, but still they insist that they have no data to share and don’t monitor or store any user data. The software lacks a kill switch and doesn’t offer any MFA support, and uses WireGuard exclusively. They sell a series of security add-ons, including password manager, anti-virus and private browser. When using the Windows app, you’ll need to install Microsoft’s .Net Framework before you run the main Windows app.

Hotspot Shield covers 80 countries and has apps for all five OSs plus Chrome browsers and routers. It has three different plans: a forever free plan, a premium plan (covering 5 concurrent devices) for $13/mo and a family plan (supporting up to 25 connections) for $20/mo. The free plan is limited in connection speeds and one location, with 500 MB of daily traffic. The paid plans can support streaming video. You can try the paid plans for up to 45 days, and there are big discounts if you have an annual subscription. Hotspot Shield advertises “military grade encryption” which is not a meaningful description, and the company has had complaints from the Federal Trade Commission in the past and has not done any code audits. They are based in the US and have developed their own protocol called Catapult Hydra that has been patented and is used by a few other security vendors.

IPVanish, now owned by Ziff-Davis, offers a single plan, with a 30-day money back guarantee if you sign up annually. It supports an unlimited number of devices on all five OS’s along with Amazon Fire sticks, routers and Chrome browsers. It has a large network of its own servers in more than 75 locations (with one Africa location and just a few in South America) and supports the OpenVPN, IPSec and WireGuard protocols. The company is based in the US. It has not had a code audit, doesn’t block ads and only supports split tunnels (which let you route only some of your traffic through a VPN, useful is you depend on some services — like maps — that do need to know your location) on Android devices. IPVanish does log origin IP addresses and usernames unencrypted on the local device.

Private Internet Access (PIA) is based in the US (they are another Kape-owned vendor) and has a large server network in 78 countries. They have apps for the five major OSs, gaming consoles, routers and smart TVs, along with browser extensions for Chrome, Opera and Firefox. They support up to 10 concurrent device streams using both OpenVPN and WireGuard and have published their apps on open source. They have also published a series of transparency reports here, although haven’t been independently audited. They have some data leak issues. Their service is discounted for longer time periods, with a 30-day refund, though as with most services customers have reported that getting the refund can be difficult.

ProtonVPN ProtonVPN is a venerable company with a solid reputation and is serious about their security and your privacy. It offers three paid plans: Basic for $4/month, Plus for $8/month, and Visionary for $24/month, all with annual discounts. Our recommendation is that you go with the Plus plan, which offers better speeds and streaming support, and also supports ten concurrent devices. That plan also passes your traffic through multiple servers but also optimizes performance, and allows you to choose specific servers across its wide collection of locations. The Basic plan has servers in 40+ countries, while the Plus and Visionary plans have the full network of 63 countries, and support routing your VPN traffic through its “secure core” servers in Sweden, Iceland or Switzerland. This is a way to ensure more protection but comes of course at a performance hit.

There is also an adware blocker called NetShield that you can engage to block just malware, or also include ads and trackers, and a simple kill switch. All of these are available from the main configuration panel. ProtonVPN also has its “smart protocol” which automatically chooses the best performing connection for your circumstances. You can also switch between WireGuard and OpenVPN through another configuration menu.

The service uses its own DNS servers to prevent DNS leaks. Other reviewers found some PII in its logs, despite its claim to a “strict no-logs policy,” which could be another reason to use Mullvad or IVPN if this is a concern. The company is based in Switzerland and makes available open source code for its Windows, MacOS, iOS, and Android apps along with its 2019 audits (though it is time to refresh these reports). If you want to terminate or change your subscription, you are charged for the portion of the month that you have used the service.

SurfShark supports all five major OS’s along and has extensions for Chrome, Firefox and Edge browsers. It has servers in 65 countries, and its third-party server infrastructure has been audited here. It also offers unlimited concurrent devices and supports both the OpenVPN or WireGuard protocols. It is based in the British Virgin Islands. Plans are available at significant discounts for longer periods, eligible for a refund up to 30 days, although some reviewers have mentioned difficulties in obtaining refunds. SurfShark will accept cryptocurrency payments through CoinGate or CoinPayments. There have been reports of leaks with some private data in its logs.

TunnelBear is now owned by McAfee and supports Windows, MacOS, iOS and Android (though not Linux), and has Chrome and Firefox browser extensions. The company is based in Canada and has servers in 50 countries, and they are adding countries in the Southern Hemisphere where other vendors haven’t had much coverage. It has three plans: a forever free plan, a paid plan and a business plan for multiple users at $5.75/month per seat, with discounts for annual purchases. The free plan includes 500 MB of monthly traffic, the paid plans provide for up to five concurrent devices. They don’t log any activity, although they do have some private data that researchers have found but they have regular code audits. They support OpenVPN but not the WireGuard protocol and don’t offer any refunds.

NordVPN is based in Panama. It has applications for the five OS’s along with support for smart TVs, Chromebooks and gaming consoles plus extensions for Chrome, Edge and Firefox browsers. It has servers in 60 countries, and a series of plans that support up to six concurrent device streams. It developed its own version of the WireGuard protocol called NordLynx, and also supports OpenVPN and IPSec too. It has done third party audits, but they are only available to existing customers. It has a free 30-day trial and a monthly plan with annual discounts, though as usual with VPN services, reviewers have mentioned difficulties in obtaining refunds. NordVPN will accept cryptocurrency payments through CoinPayments. It has an optional obfuscated server security that will hide your VPN traffic. The company also sells NordPass, a password manager, and NordLocker, a secure cloud storage service.

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The best business-class seats you can book with points and miles

The best business-class seats you can book with points and miles

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There was once a time when flying business class meant sitting in a recliner-style seat that was ever so slightly more spacious than economy. But ever since British Airways launched the first lie-flat business-class seat in 2000, the gap between business class and first class has continuously shrunk. Now, lie-flat business-class seats are not only standard on international flights, but they’ve become common offerings on domestic flights as well.

We’re now entering a new era where airlines are introducing even more first-class perks into their business-class cabins in order to lure frequent travelers. And, better yet for travelers who may otherwise be unable to afford the luxuries of business class, there are ways to fly at the front of the plane for a fraction of the price. Thanks to frequent flyer points and miles, you can redeem your rewards for nearly free flights — you’ll just be on the hook for paying the taxes and fees on your ticket.

From fully lie-flat beds to fully-enclosed suites, here are eight of the best business-class seats you can book with points and miles.

Qatar Airways

Since Qatar Airways introduced its famed Qsuite product in 2017, it’s become the gold standard in business-class seating. With the launch of Qsuite, Qatar Airways became the first airline to launch a fully-enclosed business-class seat — and it remains one of the best options out there today.

Between the chic color palette and sleek finishes, the Qsuite is stylish yet functional. But what makes it unique is that the seats are incredibly versatile in the way they can be configured. Couples traveling together can choose to have adjoining seats combined into a single suite with a double bed.

Or, families can choose the middle section with seats that can swivel into a “pod” for four people to dine together. It’s a feature unique to Qsuite, making it a worthwhile splurge on a long-haul flight — especially if you’re traveling with a group.

Qatar Airways’ Qsuite seat can be found on various routes operated by the airline’s Airbus A350-1000s as well as some of its Airbus A350-900s, Boeing 777-200LRs and Boeing 777-300ERs. Research your route and aircraft to determine if the flight you’re interested in features a Qsuite cabin. Generally speaking, you can find the Qsuite flying on routes from Doha (DOH) to cities like New York (JFK), San Francisco (SFO), Seattle (SEA), Los Angeles (LAX) and more.

How to book Qatar Qsuite with points and miles

Flyers with frequent flyer rewards to spend will be pleased to know that despite offering arguably the best business-class seat, the Qatar Qsuite is still attainable using points and miles. Both Qatar Qmiles and partner program American AAdvantage require 70,000 miles plus taxes and fees one way for a flight to the Middle East. (As of late March, Qatar is replacing its own Qmiles currency with Avios, which is the loyalty currency used by British Airways, Iberia, Aer Lingus and Vueling.)

To search, you’ll want to head to American Airlines’ website and search for award tickets. Find a route and a date with availability that works for you. If you’ve got enough American AAdvantage miles in your account, you’ll be able to book the Qsuite and just have to pay the taxes and fees on the ticket.

You can nearly earn enough miles for a one-way flight from the US to the Middle East just from the sign-up bonus offer from either of the following credit cards:

ANA

All Nippon Airways (ANA) has a relatively new business-class product called “The Room,” which gives Qatar’s Qsuite a run for its money. The Room lives up to its name with spacious, fully-enclosed suites. The suites are nearly three feet wide and rival even the most aspirational first-class seats on some of the world’s best airlines. Travelers can relax in the privacy of their sanctuary while enjoying world-class cuisine from either a western or Japanese menu.

The cabin of the aircraft is arranged in a 1-2-1 configuration and seats alternate throughout the cabin between forward- and rear-facing. If you’re traveling with a companion, you’ll want one of the two middle seats where you can share a space, whereas if you’re traveling alone, you’ll want one of the seats flush against the window so you have more privacy.

ANA’s The Room is available on the airline’s Boeing 777 aircraft on flights between Tokyo-Haneda (HND) and London (LHR), Frankfurt (FRA) and New York (JFK).

How to book ANA’s The Room with points and miles

You can book ANA’s The Room for as few as 75,000 miles plus taxes and fees round trip for a low-season award from the US to Tokyo directly through ANA’s Mileage Club program. High-season awards increase to as much as 88,000 miles plus taxes and fees round-trip. Especially at the lower end of the spectrum, this is a fantastic deal for a round-trip award ticket, considering programs like United MileagePlus charge at least 70,000 miles plus taxes and fees one way for a business class ticket to Japan.

Perhaps the best news of all is that it’s incredibly easy to get miles in your ANA Mileage Club account. That’s because ANA is a 1:1 transfer partner of the Amex Membership Rewards program. In other words, you can transfer your Amex points right to ANA for this sweet redemption.

Better yet, it’s easy to rack up American Express Membership Rewards points from welcome bonus offers that come with the issuer’s credit cards. Consider any of the following American Express credit cards:

Japan Airlines

Japan Airlines’ Sky Suite has been around for years — it even won an award as the best business-class seat in 2013 — but it continues to get high marks for comfort. That’s because the lie-flat seat offers Airweave mattresses and pillows for passengers to sleep in comfort while they’re cruising through the skies.

Privacy is a key feature of the JAL Sky Suite, as it offers a motorized partition to close off access to your neighbors. With a 1-2-1 cabin configuration, every seat has direct aisle access, offering privacy and ease of mobility throughout the cabin.

The JAL Sky Suite is available on the airline’s Boeing 777-300ER and Boeing 787-8 and Boeing 787-9 aircraft. You can find the product on routes between the US and Tokyo from cities like Los Angeles (LAX), New York (JFK), Dallas (DFW) and more.

How to book JAL’s Sky Suite with points and miles

A Japan Airlines Sky Suite business-class award between the US and Japan starts at 50,000 miles plus taxes and fees each way. This rate can increase substantially if you’re booking a PLUS award, which means that you’ll be asked to pay more for a ticket that would otherwise be unavailable for redeeming miles.

You can also book Sky Suite using miles in partner airline programs. For example, American Airlines’ AAdvantage program and Alaska Airlines’ Mileage Plan program are both partners with JAL, and awards with both to Asia start at just 60,000 miles plus taxes and fees each way. Alaska even allows a free stopover on one-way awards, enabling you to make Tokyo your stopover and then continue to a second destination in Asia.

You can cover a one-way flight with the Alaska Airlines Visa® Credit Card, which offers 60,000 bonus miles after you spend $3,000 within the first 90 days of account opening. Alternately, you can pick up two AAdvantage credit cards to cover a round-trip flight at the 50,000-mile each-way mark. Consider one of the following:

Turkish Airlines

Foodies, take note: One of the most notable features of flying Turkish Airlines business class is access to a “flying chef.” Not only does Turkish Airlines have some of the best catering in the air, but on flights of eight hours or longer, the airline also staffs the flight with a chef who prepares meals onboard.

And not only does Turkish Airlines offer some of the best catering you’ll find at 35,000 feet, but its business-class seat on the Boeing 787 aircraft is also renowned for its luxurious comfort. The cabin offers 30 seats, which are arranged in a 1-2-1 configuration, meaning each passenger has direct access to the aisle. Passengers also have a good amount of privacy along with modern amenities like in-seat power outlets, a lie-flat seat and a large entertainment screen.

If you fly Turkish Airlines business class from Istanbul, you’ll also have the privilege of visiting its lounge at Istanbul Airport. Considered one of the better airport lounges in the world, it offers expansive meal options, a golf simulator, a tea garden, a massive kid’s play area and much more.

You’ll find the Turkish 787 on several routes between the US and Istanbul (IST), including Atlanta (ATL), San Francisco (SFO), Chicago (ORD), Boston (BOS) and Washington, DC (IAD), among others.

How to book Turkish Airlines business class with points and miles

While it may seem strange, one of the cheapest ways to book a Turkish Airlines business class award is via the ANA Mileage Club, as they’re both members of the Star Alliance. A round-trip award flight between the US and Europe will set you back just 88,000 miles when booked via ANA Mileage Club.

As mentioned above, ANA miles are relatively easy to come by, thanks to the fact that ANA is a 1:1 transfer partner of the Amex Membership Rewards program. The welcome bonus offers from the following credit cards offer enough points for a round-trip transatlantic flight in Turkish business class:

Meanwhile, Turkish Airlines’ Miles&Smiles program requires just 45,000 miles plus taxes and fees each way for a business-class ticket from the US to Turkey. Miles&Smiles is a 1:1 transfer partner of the Citi ThankYou program, meaning the ThankYou points earned from Citi cards can transfer to Turkish to get you a nearly free flight. With the Citi Premier® Card, you can earn 60,000 bonus ThankYou points after spending $4,000 within the first three months of account opening. That’s not quite enough for a round-trip ticket to Turkey, but it is enough to cover a one-way ticket.

Singapore Airlines

Singapore Airlines is the world’s most awarded airline and offers some of the best business-class seats in the air. Onboard Singapore’s A380, you’ll find a pod-like business-class product with hand-stitched leather seats.

If you’re traveling with a companion, you can turn any two middle seats into a double bed. Meanwhile, if you’re traveling solo, you’ll get a great amount of privacy thanks to the sculpted wings around the top of the seat.

Starting late March 2022, Singapore Airlines will fly this double-decker A380 to New York (JFK). The plane will fly nonstop from NYC to Frankfurt (FRA) before continuing on to Singapore (SIN), its final destination. New York is your only option for finding this A380 business-class seat from the US, but you can also find it on several routes from Singapore (SIN) to Asian cities such as Shanghai (PVG) and Beijing (PEK), among others.

How to book Singapore Airlines business class with points and miles

Singapore Airlines awards are some of the most accessible for travelers looking to redeem rewards, and that’s because the Singapore KrisFlyer program is a transfer partner of all of the major transferable currencies: Chase Ultimate Rewards, American Express Membership Rewards, Capital One miles and Citi ThankYou Rewards.

One of the best ways to experience Singapore Airlines’ A380 business class is from New York (JFK) to Frankfurt (FRA). This route operates a terrific value at just 72,000 miles plus taxes and fees each way if you can find availability directly through Singapore Airlines.

As mentioned, Singapore KrisFlyer miles are easy to earn, thanks to Singapore KrisFlyer’s 1:1 transfer partnership. You can transfer points earned from the following cards — along with others — right to Singapore.

American Airlines

American’s Flagship First and Business offer an elevated flying experience. In fact, the Flagship business product provides more privacy than the first-class cabin on the same Boeing 777-300ER aircraft — in fact, many flyers agree that business class on that aircraft is better than first class. Business-class passengers can enjoy a lie-flat seat with a Casper sleep set and a three-course meal.

Flagship business-class travelers also get access to American’s famed Flagship Lounges, which offer premium amenities like shower suites, chef-curated meals and expansive wine and cocktail menus.

American Airlines Flagship business class is available on various domestic routes, including Los Angeles (LAX) to New York (JFK) on the A321T, though those seats are configured differently than the internationally-equipped aircraft. Internationally, you can try this fantastic product on routes to Europe (New York to London), South America (Miami to Buenos Aires) and Asia (Los Angeles to Hong Kong), for example.

How to book American Flagship business with points and miles

Domestically, you can fly Flagship business class for just 25,000 AAdvantage miles each way. You can earn enough miles for a round-trip ticket — for example, between New York and Los Angeles — after just one welcome bonus. The Citi AAdvantage Executive World Elite Card currently offers 50,000 bonus miles after spending $5,000 within the first three months of account opening.

If you’re looking for more time in the air, you can book a one-way award ticket in Flagship business class for just 57,500 miles each way plus taxes and fees from the US to Europe and parts of South America. With the welcome bonus from two AAdvantage credit cards, you’ll have nearly enough to cover a round-trip itinerary.

JetBlue

For a few years, JetBlue Mint has arguably been the best domestic business-class seat on the market. Yet, the airline outdid itself with the introduction of its new JetBlue Mint Studio on its newer, longer-range aircraft. There are just two Mint Studio seats on the longer-range A321LRs and they feature stylish lie-flat seats in the first row, while the other seats in the cabin are called Mint Suites.

The Mint Studio is currently available on both domestic and international routes, including Los Angeles (LAX) to New York (JFK) and New York (JFK) to London (LHR).

The spacious seat converts into the largest bed on a US airline and comes with Tuft & Needle bedding, plenty of storage, wireless charging and more.

How to book JetBlue Mint Studio with points and miles

JetBlue TrueBlue points can be redeemed in line with the price of cash ticket. If you’re redeeming TrueBlue points toward a Mint seat, they’re worth about 1.01 cents each, so a $2,505 flight would cost 247,500 TrueBlue points plus taxes and fees.

JetBlue has two credit cards you can earn these points with: JetBlue Card and JetBlue Plus Card. The JetBlue Plus Card offers a higher welcome bonus of 60,000 TrueBlue points after spending $1,000 and paying the annual fee within the first 90 days.

While the JetBlue Plus offers a solid bonus, it won’t be enough to get you into the Mint Studio cabin. That’s where transferable rewards come in. You can transfer points from the Citi ThankYou and Chase Ultimate Rewards programs — both at a 1:1 ratio. Several credit cards affiliated with these programs offer higher welcome bonuses than the JetBlue Plus card. For example, consider any of the following:

  • Chase Ink Business Preferred: Earn 100,000 bonus points after you spend $15,000 within the first three months after account opening.
  • Chase Sapphire Preferred: Earn 60,000 bonus points after you spend $4,000 within the first three months from account opening.
  • Citi Premier: Earn 60,000 bonus points after spending $4,000 within the first three months of account opening.

Delta Air Lines

There was a time when fully lie-flat business class seats were revolutionary. Delta turned that notion on its head in 2016 with the announcement of Delta One suite, offering fully-enclosed “suites” with direct aisle access. Until that point, fully-enclosed suites were featured only in the world’s best first-class cabins, making Delta One an anomaly. (Qatar Airways later beat Delta to become the first to implement and offer the first fully-enclosed business-class suite by the way of its Qsuite product.)

Today, Delta is only one of a handful of airlines offering seats with doors that close and provide the utmost privacy. If you want to give the Delta One suite a spin, it’s available on the airline’s Airbus A350-900 and Airbus A330-900neo fleet of aircraft.

How to book Delta One suite with points and miles

If you want to book a Delta One suite with points and miles, the logical first choice is to use Delta SkyMiles. However, Delta uses dynamic award pricing, meaning the exact miles required for a Delta One suite depends on demand. Delta charges pretty astronomical rates for premium cabin awards regardless of how tickets are priced.

A better option is to use Virgin Atlantic’s Flying Club, which requires fewer than 100,000 Virgin Points round trip plus taxes and fees for a Delta One business-class award between the US and UK. Since Virgin Atlantic partners with Amex Membership Rewards, Chase Ultimate Rewards and Citi ThankYou points — and Virgin Red will soon be added as a Capital One miles transfer partner — earning enough miles is fairly easy.

The following cards offer enough points via the welcome bonus offers to help you cover one round-trip Delta One award ticket to Europe when booking via Virgin Atlantic:

Ultimately, if you’re looking to fly business class, points and miles are your best option for affording a seat for a fraction of the price. While there are some other great business-class seats out there — British Airways Club Suite, Etihad Studio, United Polaris and others — these are some of our favorites. Many of these business-class products cost thousands of dollars to fly. But, by using your rewards points and miles, you can fly at the front of the plane almost for free.

Looking for a travel credit card? Find out which cards CNN Underscored chose as our best travel credit cards of 2022.

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Southwest Premier Business credit card review

Southwest Premier Business credit card review

CNN Underscored reviews financial products such as credit cards and bank accounts based on their overall value. We may receive a commission through the LendingTree affiliate network if you apply and are approved for a card, but our reporting is always independent and objective. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Story highlights

New card holders can earn 60,000 bonus points after spending $3,000 on purchases in the first 3 months after opening the account
Points earned from the card and the sign-up bonus count toward the Southwest Companion Pass
The card also earns 6,000 bonus points on every card holder anniversary starting with the second year you have it

Our quick take: The Southwest® Rapid Rewards® Premier Business Credit Card is a great way for business owners to earn Southwest points and get some Southwest benefits, though it doesn’t come with as many perks as the airline’s premium credit cards.

Pros:

  • Earn 3 points for every dollar you spend on Southwest purchases
  • Earn 2 points per dollar on local transit and commuting purchases, and hotels and car rentals booked through the Rapid Rewards travel website
  • Earn 1 point per dollar for all other purchases
  • Earn 6,000 bonus points every year on your card holder anniversary, starting the second year you have the card
  • Two EarlyBird Check-In credits per year
  • 25% back on inflight purchases
  • $500 fee credit on point transfers each year
  • Earn tier-qualifying points toward Southwest A-List status.
  • No foreign transaction fees.

Cons:

  • Not as many bonus points for purchases in common categories
  • Not as many travel protection benefits as other Chase credit cards.
  • No introductory APR on purchases or balance transfers
  • $99 annual fee

Current sign-up bonus: Earn 60,000 bonus points after you spend $3,000 on purchases within the first three months after opening the account.

Best for: Business owners who fly Southwest and are looking for a relatively cheap credit card to earn points toward Southwest flights and the opportunity to earn tier-qualifying points toward Southwest A-List status.

The Southwest Rapid Rewards Premier Business Credit Card is just $99 per year, making it the cheaper of the two Southwest business credit cards. It comes with some nice perks, including two EarlyBird Check-In credits, 25% back on inflight purchases and no foreign transaction fees. You’ll also earn 6,000 bonus points (worth $84 toward Southwest Wanna Get Away fares) each year on your card holder anniversary starting with the second year you have the card, which alone almost offsets the card’s annual fee.

These benefits aren’t nearly as valuable as those found on the higher-end Southwest Rapid Rewards Performance Business card. But if those extra perks aren’t necessary for your travel needs, this card will fit the bill, and it comes at a lower price.

One unique benefit of the Southwest Premier Business card is that all points earned with the card count toward the hard-to-beat Southwest Companion Pass. This includes points earned from the card’s sign-up bonus along with any money you spend on the card. So if you have a business that spends a pretty penny on expenses, there’s a good chance you can earn the Companion Pass in no time, just from your regular credit card purchases.

If you aren’t familiar with the Southwest Companion Pass, it offers the opportunity for a friend or family member to fly with you for free (plus taxes and fees) an unlimited number of times during the life of the pass. You can think of it as an ongoing buy-one-get-one deal that’ll allow someone to travel with you for almost nothing. The pass doesn’t have to be used solely for business travel — you can use it for any travel you take on Southwest — and the pass expires Dec. 31 in the year after it’s earned, meaning a pass earned now wouldn’t expire until the end of 2023.

Normally, to get a Southwest Companion Pass, you’ll need to earn 125,000 qualifying points in a calendar year, but the current 60,000-point bonus on the Southwest Premier Business card would get you almost halfway there. You could then earn the remaining qualifying points by spending on the card, or through partner activity such as using the Southwest shopping portal or booking car rentals and hotel stays with Southwest Rapid Rewards.

Points earned on the Southwest Premier Business never expire and you’ll never have to worry about blackout dates or seat restrictions when redeeming your points. The number of points required to redeem for a flight is directly tied to the cost of the ticket, so a low-cost ticket means fewer points are required for that flight. Southwest also doesn’t charge any fees when changing or canceling a ticket booked with points, so if your plans change, Southwest’s flexible policies make it very easy.

The Southwest Premier Business card comes with several perks that will appeal to small business owners who use the airline regularly. The card includes two EarlyBird Check-In credits per year. EarlyBird Check-In is normally an add-on option that automatically checks you in to your flight prior to the 24-hour check-in window.

Since Southwest doesn’t offer assigned seats, a better boarding position allows you to board the plane prior to those who didn’t purchase EarlyBird Check-In, thus allowing you to pick a more preferred seat. For busy business travelers, this means you don’t need to worry about checking-in on your own and receiving a better boarding position. EarlyBird Check-In normally costs between $15 and $25 per flight.

Additionally, putting your business expenses on the Southwest Premier Business card can help you earn Southwest A-List or A-List Preferred elite status. With every $10,000 in purchases on the card, you’ll earn 1,500 tier qualifying points (TQPs). A-List status requires earning 35,000 TQPs, while you’d need to earn 70,000 TQPs to get A-List Preferred status.

There’s no longer a cap to the amount of TQPs you can earn, so theoretically, you could earn status without stepping foot on a Southwest plane. But we wouldn’t suggest shifting business spend over to this card solely to earn status. More likely, you’d want to combine TQPs earned on the Southwest Premier Business with those earned from flying on Southwest. If you’re a business traveler who’s on the road often, having A-List status can definitely make your travel experience that much better.

Other perks of being a Southwest Premier Business card holder include a $500 annual fee credit for transferring points between Southwest Rapid Reward accounts per year, 25% back on inflight purchases, shopping protection benefits and no foreign transaction fees.

Aside from the opportunity to earn a Southwest Companion Pass — which is admittedly a huge perk — the points earned with the Southwest Premier Business card are relatively low. You’ll earn 3 points for every dollar you spend at Southwest and 2 points per dollar on local transit and commuting purchases (including ride-shares) and hotels and car rentals booked through the Rapid Rewards travel website, and then 1 point per dollar on everything else.

That 1 point per dollar includes many categories that typically earn bonus points on other credit cards, such as travel (aside from Southwest), dining out, gas, advertising and office supplies. Since Southwest points are worth around 1.4 cents apiece when redeemed for the airline’s Wanna Get Away fares, you’re effectively only earning a 1.4% return on these purchases. That’s pretty low, especially since there are many business credit cards out there with the same annual fee or less that can earn a 2% return or more in these categories.

For example, the Ink Business Preferred® Credit Card earns 3 points per dollar on up to $150,000 spent each year in combined purchases on travel, shipping purchases, internet, cable and phone services, advertising purchases made with social media sites and search engines, and then 1 point per dollar thereafter and on all other purchases. And frequent flyer website The Points Guy values Chase Ultimate Rewards points at a higher 2 cents apiece, meaning you can effectively earn a 6% return in these categories.

Plus, since Southwest is a partner airline with Chase, you can even transfer any points earned with the Ink Business Preferred directly to your Southwest account at a 1-to-1 rate. Or, you can choose to use your points elsewhere since Chase has 14 total airline and hotel partners in its program. The one thing to note is that points transferred from Chase to Southwest don’t count as qualifying points when it comes to earning a Southwest Companion Pass.

If you want a pure cash back business credit card, the Ink Business Unlimited® Credit Card is a great option. With this card, you’ll earn a flat 1.5% cash back on all your purchases. And if you have a premium Chase credit card — one that allows you to transfer points directly to partner programs — you can ultimately transfer your rewards earned with the Ink Business Unlimited directly to Southwest, just as you can with the Ink Business Preferred.

Another downside of the Southwest Premier Business is that you won’t receive the same travel protection benefits that come with many other Chase business credit cards. While the Southwest Premier Business offers some handy benefits, such as auto rental collision damage waiver, baggage delay insurance, lost luggage insurance and travel accident insurance, it doesn’t include more premium benefits, such as trip delay insurance or trip cancellation/interruption insurance.

CNN Underscored has chosen the Citi® Double Cash Card as our current “benchmark” credit card. That doesn’t mean it’s the best credit card on the market — rather, we use it as a basic standard to compare other credit cards and see where they score better, and where they’re worse.

Here’s how the Southwest Premier Business card scores against our benchmark. The features of each card in the below chart are colored in green, red or white. Green indicates a card feature that is better than our benchmark. Red indicates the feature is worse than our benchmark, and white indicates the feature is either equivalent or cannot be directly compared to our benchmark.

KEY DETAILS

Citi Double Cash Card
Southwest Premier Business Card

Card type
Mastercard
Visa

Sign-up bonus
None
Earn 60,000 points after you spend $3,000 in the first 3 months after opening the account

REWARDS

Earning rate
2% on all purchases (1% when you buy, 1% when you pay it off)
3 points per dollar on all Southwest purchases, 2 points per dollar on local transit and commuting and Rapid Rewards hotel and car rental partners, and 1 point per dollar on all other purchases

Redemption value
1 cent (cash back)
1.4 cents per point when redeeming for “Wanna Get Away” fares

Ease of basicredemptions
Easy
Easy

Advanced redemptionoptions
Can convert cash back to ThankYou points thattransfer to 17 partners if you also havethe Citi Premier℠ or Citi Prestige® Card
None

Quality of advanced redemptions
Good
N/A

FEES

Annual fee
$0
$99

Foreign transaction fee
3%
None

BENEFITS AND PROTECTIONS

Travel perks
None
Two Early Bird Check-In credits per year, 25% back on in-flight purchases

Purchase protections
None
Purchase protection, Extended warranty

Travel protections
None
Auto rental collision damage waiver (secondary), Lost luggage reimbursement, Baggage delay insurance, Travel accident insurance

Other perks
None
6,000 points on each card holder anniversary (starting with your second year), 1,500 tier-qualifying points toward Southwest A-List or A-List Preferred status for every $10,000 spent on the card, $500 fee credit for points transfers per year

INTEREST RATES ON PURCHASES AND BALANCE TRANSFERS

Introductory APR on purchases
None
None

Length of introductory APR on purchases
N/A
N/A

Introductory APR on balance transfers
0%
None

Length of Introductory APR on balance transfers
18 months
N/A

Introductory balance transfer fee
3% or $5, whichever is greater
N/A

APR after intro period ends/standard APR
13.99%-23.99% variable
15.99%-22.99% variable

When reviewing other credit cards, we use this format and these criteria to compare them with our benchmark. You can read our credit card methodology for more details on what we take into account when it comes to perks, protections and redemption value.

Within the Southwest family, there are actually five different credit cards — three personal and two business — so there are four other Southwest cards to consider.

If you’re looking for a Southwest business card that’ll provide you with more benefits, you might want to take a look at the Southwest Performance Business card. With this card, you’ll earn more points in bonus categories, and get increased anniversary points along with a Global Entry or TSA PreCheck application fee credit, four upgraded boardings per year and inflight WiFi credits.

Or, if you’re looking for a personal Southwest credit card, you might consider the Southwest Rapid Rewards® Premier Credit Card — Southwest’s mid-tier personal credit card. The benefits on the Southwest Premier are very similar to the Southwest Premier Business, with a few exceptions, and with the same $99 annual fee. Check our CNN Underscored’s complete review of the Southwest Premier credit card for more information.

If you have a small business and you can spend enough on your business credit card to earn a Southwest Companion Pass — and you don’t need all of the other benefits that come with the higher-end Southwest credit cards — then the Southwest Premier Business card is a great option to consider. Being able to have a friend or family member fly with you for free (plus taxes and fees) for over a year is huge and will save you a ton of money on your Southwest travel, and could be a great reward for all the purchases your business makes on its credit card.

Learn more about the Southwest Rapid Rewards Premier Business Credit Card.

Find out which cards CNN Underscored chose as our best credit cards available right now.

Get all the latest personal finance deals, news and advice at CNN Underscored Money.

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How to access the world’s best airport lounges

How to access the world’s best airport lounges

CNN Underscored reviews financial products such as credit cards and bank accounts based on their overall value. We may receive a commission through the LendingTree affiliate network if you apply and are approved for a card, but our reporting is always independent and objective. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

The feelings often associated with flying tend to be dreary. Between time spent waiting in line to check in and get through security, dodging other passengers in narrow corridors and waiting in a gate area that never seems to have enough seats, there’s plenty that makes the flying experience less than ideal.

But it doesn’t have to be that way.

There are places in the airport you can go to escape the manic nature of the terminal. They’re called airport lounges. Airport lounges are some of the most idyllic places to spend time before your flight. They often offer free food and drinks, ample seating, free Wi-Fi and additional amenities like showers and nap pods, and some even offer spas, barbershops and workout equipment.

Accessing these lounges can be easy too, as they’re often not just reserved for the most frequent flyers. Indeed, even if you only travel a couple of times per year, you can gain access to lounges all across the globe without paying a fortune.

Let’s take a look at some of the most common ways you can access airport lounges across the world.

By far the easiest way to ensure you can access an airport lounge is with a credit card. There are a number of credit cards that offer lounge access as a perk of simply having the card. The best example of this is The Platinum Card® from American Express, which is often considered one of the best overall credit cards for frequent travelers.

With the Amex Platinum Card, card members are allowed to access any of American Express’s own network of Centurion Lounges. Centurion Lounges are some of the nicest and most desirable airport lounges in the United States, given their comfy environments, business-related services and curated menus that offer free food and drinks for travelers.

Currently, there are 24 Centurion Lounges around the world at these domestic and international airports, with the most recent opening being London Heathrow.

  • Domestic: Charlotte, Dallas, Denver, Houston, Las Vegas, Los Angeles, Miami, New York/JFK, New York/LGA, Philadelphia, Phoenix, San Francisco, Seattle
  • International: Buenos Aires, Delhi, Hong Kong, London, Melbourne, Mexico City, Monterrey, Mumbai, Sao Paulo, Stockholm, Sydney

Additionally, American Express has announced plans to open new locations in Atlanta and Washington, DC.

With the Amex Platinum card, members also have access to Delta Air Lines’s network of Sky Club lounges, so long as you’re flying on a Delta-operated flight on the same day.

It’s not just Amex that has its own set of lounges. In November, Capital One opened its first-ever airport lounge at Dallas-Fort Worth International Airport (DFW). The first lounge in the Capital One network has quickly become one of the best domestic lounges thanks to its premium food offerings, multiple relaxation areas, two Peloton bikes and bar with custom cocktails.

Emily McNutt

Capital One is also planning to open more lounges in the future, with Denver International Airport (DEN) and Washington, DC’s Dulles International Airport (IAD) set to open later in 2022. Access to Capital One Lounges is reserved for card holders of the new Capital One Venture X. Additionally, Venture and Spark Miles card holders get two free visits per year and then a fee of $45 per visit each time thereafter.

Chase is also planning to get in on the issuer-branded airport lounge trend. With its lounge network, called Chase Sapphire Lounge by The Club, the issuer is planning to open locations at Hong Kong International Airport (HKG), Boston Logan International Airport (BOS), New York LaGuardia (LGA), San Diego International Airport (SAN) and Phoenix Sky Harbor International Airport (PHX).

It’s unclear at this point who will be welcomed to visit the Chase lounges. However, it’s likely that Chase Sapphire Reserve® card holders will be permitted access.

A number of cards — including the Amex Platinum — also offer a Priority Pass membership as a benefit of having the card. Priority Pass is a network of more than 1,300 lounges available around the world, entitling members to a relaxing space and food and drink before their flight. Some Priority Pass benefits even extend beyond lounges to restaurants within the airport terminal, allowing members to save money on meals.

Personal credit cards that offer a Priority Pass membership with unlimited access to lounges include the Amex Platinum, the Chase Sapphire Reserve®, the Hilton Honors American Express Aspire Card and the Marriott Bonvoy Brilliant™ American Express® Card.

Some other credit cards, such as the Hilton Honors American Express Surpass® Card, offer some Priority Pass visits each year, but not unlimited access. Also, some cards allow card holders to take guests into Priority Pass lounges for free, while other memberships charge for guest access.

American Airlines, Delta Air Lines and United Airlines all also have their own respective lounge networks as well, dubbed Admirals Clubs, Sky Clubs and United Clubs, respectively. Each airline typically allows select elite members, international premium-cabin flyers and people with the airline’s top-tier credit card to access their lounges.

For example, with the Citi® / AAdvantage® Executive World Elite Mastercard®, card members receive an Admirals Club membership, including access for up to two guests, while the Delta SkyMiles® Reserve American Express Card provides access to Delta Sky Clubs when you’re traveling Delta on a same-day ticket.

If you don’t think you’ll get enough use out of a credit card to justify its annual fee, you can consider purchasing a lounge membership all on its own. Priority Pass, which offers a network of lounges across the globe, allows travelers to purchase a membership outright.

Priority Pass offers three levels of membership, which vary in price depending how much you plan to use the service:

  1. Standard — $99 per year, which allows you to access lounges for $32 per visit. You can also pay $32 for each guest traveling with you to enter the lounge.
  2. Standard Plus — $299 per year, which grants you 10 free visits each year and then costs $32 for each visit thereafter. Additionally, each guest costs $32, even for the first 10 visits.
  3. Prestige — $429 per year, which grants you unlimited free visits each year. Each guest will cost $32.

Keep in mind that if you think you may use the service several times a year and plan to bring guests with you when you travel, you may get better value with one of the credit cards we mentioned above, since the annual fee on one of those cards may be less than what you’d pay for a membership plus guest passes.

If you live near a city that’s home to an airline — think Atlanta with Delta, Chicago with United or Dallas with American — you could consider purchasing a lounge membership to that airline’s lounge network. For example, you can pay $650 per year for a membership to gain access to American Airlines’ Admirals Club lounges, as well as those with Alaska Airlines and Qantas.

However, paying directly for a lounge membership typically doesn’t give you the best value — getting lounge access with a credit card can be both cheaper and come with additional perks when flying that airline.

Historically, the easiest way to guarantee access to an airport lounge comes via your boarding pass. Airlines around the world have spent large sums of money to create bespoke airport lounges for their premium flyers to enjoy before a flight.

Most legacy airlines — including Delta, American and United — have dedicated lounge spaces where business- and first-class flyers can relax. If you want access to these spaces, book yourself an eligible business-class ticket that grants you lounge access.

Now, it’s important to note that if you’re flying domestically, you typically won’t get access to an airline’s lounge just for having a business-class ticket. There are some exceptions, mainly centered around transcontinental flights, but to get lounge access with your boarding pass, you usually need to be traveling to an international destination.

Some airlines — especially in Europe, Asia and the Middle East — also have separate, dedicated spaces for their most premium first-class flyers. These spaces, which are the most exclusive in any airport, are often reserved entirely for customers flying in first class with an airline.

For example, Air France has a dedicated lounge for its first-class passengers, dubbed La Première. Tickets in La Première often cost in the thousands of dollars. So unless you’re willing to shell over the cash, don’t expect to get access to this exclusive space.

Airlines reward their most loyal customers with elite status, and the benefits you get with elite status vary by airline and what level of status you attain. For example, if you fly enough with a single airline to earn its lowest level of elite status, you may be entitled to perks such as complimentary checked baggage, priority check-in and boarding and the ability to earn additional frequent flyer miles for each flight you take.

But if you fly enough with a single airline to earn its highest level of elite status, you might be entitled to additional, more lucrative benefits — including some lounge access.

For example, with United Airlines’ MileagePlus loyalty program, Gold, Platinum and 1K members — the top three levels of United elite status — are entitled to access United lounges with a same-day international United boarding pass, even if they’re flying on an economy ticket. Unfortunately, you still won’t get lounge access if you’re only flying domestically, even with elite status.

But because United is a member of the Star Alliance, which includes 25 other global airlines, Gold, Platinum and 1K members can also access Star Alliance partner lounges outside of the US, so long as they have a same-day Star Alliance boarding pass, even in economy.

Elite status benefits vary widely depending on the airline, so be sure to check the perks of the airline with which you have status to see if you’re entitled to lounge access.

Perhaps the easiest way to guarantee you have lounge access on any given day is to purchase it outright with a day pass or one-time-use pass. By buying your way into a lounge, you’re guaranteed access without having to worry about any extras. If you only travel once or twice a year but want lounge access, this could be the best way to go.

LoungeBuddy is a great service that allows you to preview which lounges in any given airport around the world offer travelers the ability to purchase one-time access. If you find a lounge that looks appealing, you can purchase your one-time access directly through LoungeBuddy’s app.

The service charges varying fees for access, depending on the lounge. But if you have the American Express® Green Card, you’ll get up to $100 in LoungeBuddy credits each year to spend on single-use lounge passes.

All information about the American Express® Green Card has been collected independently by CNN. The American Express® Green Card is not currently available through CNN.

Alternatively, LoungeBuddy can be useful for determining if you have complimentary lounge access via airline elite status, credit cards or your fare class. It’s otherwise free to use as long as you’re not buying access to a lounge.

American Airlines also recently began offering flyers the option to purchase one-time access to its Flagship Lounges, which are typically reserved for Flagship First and Flagship Business passengers only. Travelers flying on an American- or Oneworld-operated flight can purchase a single-visit pass for $150 — and you can be traveling in any cabin to take advantage.

As of February 2022, travelers can purchase one-time access to the Star Alliance Lounge at Los Angeles International Airport (LAX). Since November 2021, travelers could purchase access to the Star Alliance Lounge at Buenos Aires’ Ezeiza International Airport (EZE), and the alliance plans to roll the option out to more of its global network. You must pre-book your visit, and once you do so, you’ll receive a QR code to show on entry. Access costs $65 per person.

A few lounge providers allow active duty members of the military to access their lounges for free. In particular, United Airlines provides lounge access to active duty military members with a valid military ID and their families, so long as they have a boarding pass for travel within 24 hours on a United-operated flight. American Airlines also allows US military personnel traveling in uniform to access its Admirals Clubs if they’re traveling on a same-day flight operated by American.

Keep in mind, too, that active duty members of the military are also eligible to have their annual fees waived on the Amex Platinum card and Chase Sapphire Reserve. This could be a great option for military members, as not only will they be able to access the cards’ slew of benefits, but they’ll also get complimentary lounge access via the cards’ lounge access perks.

Find out which cards CNN Underscored chose as our best travel credit cards of 2022.

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