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Alaska Airlines Visa Credit Card Review: Rewards, Fees and More

Alaska Airlines Visa Credit Card Review: Rewards, Fees and More

Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We earn a commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners.The Alaska Airlines Visa® Credit Card is a credit card offered by Alaska Airlines and Bank of America that gives consumers the opportunity to earn Alaska miles on their expenses as well as enjoy perks when traveling with the airline.While this is a relatively simple airline credit card, the beauty of the miles you earn lie in being able to book flights with Alaska’s partner airlines which include: American Airlines, Cathay Pacific, Singapore Airlines, Emirates, Fiji Airways and more. And while the airline is largely centered around airports on the West Coast, this card has more potential than meets the eye.Below, Select breaks down the rewards, benefits and fees associated with the Alaska Airlines credit card to help you decide if it’s right for your needs.Subscribe to the Select Newsletter!Our best selections in your inbox. Shopping recommendations that help upgrade your life, delivered weekly. Sign-up here.Alaska Airlines Visa Credit Card reviewAlaska Airlines Visa® credit card

  • RewardsEarn unlimited three miles for every $1 spent on eligible Alaska Airlines purchases and one mile for every $1 spent on all other purchases.
  • Welcome bonus60,000 bonus miles after you make $3,000 or more in purchases within the first 90 days of your account opening.
  • Annual fee
  • Intro APR
  • Regular APR
  • Balance transfer fee3% of each transaction (minimum $10)
  • Foreign transaction fees
  • Credit needed

Welcome bonusThe welcome bonus for the Alaska Airlines Visa® Credit Card is simple: you can earn 60,000 Alaska bonus miles after you spend $3,000 in the first 90 days of card membership.And if you’re able to meet the spending requirement, you’ll have a minimum of 63,000 miles in your account to get started. So at a modest one cent per point value, that is $630 in value right away. However, many people value Alaska miles much higher than 1 cent apiece, so it’s possible to get significantly more value than $630 depending on how you use your miles.And what’s more is that you’ll also receive an Alaska Companion Fare™, which is a buy-one-get-one ticket for an Alaska Airlines flight. You’ll receive this each year after paying your $75 annual fee. And when you redeem your pass, you’ll only need to pay $99 for the companion’s fare plus taxes and fees.Benefits and perksWhile there are other airline credit cards available that may offer more benefits, the Alaska Airlines Visa® Credit Card is concise in its value with its great welcome bonus and solid benefits for Alaska flyers. The card offers the following benefits:

  • Free checked bag on Alaska Airlines for you and up to six guests on the same reservation
  • 20% back on all Alaska Airlines inflight purchases
  • 50% off day passes at the Alaska Lounge when you pay with your card
  • Receive an Alaska Companion Fare every year
  • $0 liability protection
  • No foreign transaction fees

While the card isn’t packed with a ton of benefits, the value in the ones included are solid. For example, the free checked bag benefit on one round-trip will save you $60 — almost covering the entire annual fee for the card. And if you travel internationally, you won’t be charged a pesky 3% foreign transaction fee on purchases made outside the U.S. And if you desire to visit an Alaska lounge before your flight, your entry is sliced in half from $60 to $30 when you pay with the card.So in short, the card’s annual fee can be justified quickly just by using the benefits it offers.Earning miles for spendingAs you spend on the card, you’ll earn:

  • 3 miles for every $1 spent on eligible Alaska Airlines purchases
  • 1 mile for every $1 spent on all other eligible purchases

This makes the card simple enough for consumers to know that all non-Alaska purchases will earn 1 mile per dollar, whereas some cards have multiple spending categories.Select calculated how many points the average American can earn in a year when using their Alaska Airlines Visa® Credit Card. We worked with the location intelligence firm Esri, who provided us with a sample annual spending budget of $22,126.The budget includes six main categories: groceries ($5,174), gas ($2,218), dining out ($3,675), travel ($2,244), utilities ($4,862) and general purchases ($3,953). Here’s what the average consumer would earn using this card:

  • Groceries: 5,174 Alaska Airlines miles
  • Gas: 2,218 Alaska Airlines miles
  • Dining out: 3,675 Alaska Airlines miles
  • Travel: 6,732 Alaska Airlines miles (Assuming all travel dollars are spent with Alaska Airlines).
  • Utilities: 4,862 Alaska Airlines miles
  • General purchases: 3,953 Alaska Airlines miles

With all spending considered, this would net 26,614 Alaska Airlines miles in the first year of card membership, and if you include the 60,000-point welcome bonus, this would yield 86,614 Alaska Airlines miles in just the first year. Over a five-year period, cardholders could potentially earn 193,070 Alaska miles — although the total amount will depend on an individual’s annual spending habits.How to earn and redeem Alaska Airlines milesEarning Alaska Airlines milesThere are two obvious ways to earn Alaska Airlines miles: spend on the Alaska Airlines card as well as fly on the airline.However, there are a few more ways you can earn Alaska miles.First, you can fly with one of their many airline partners, including domestic partners like American Airlines. When you book your flight, be sure to have your miles credited to your Alaska Airlines Mileage Plant loyalty account.You can also transfer points from other loyalty programs into your Alaska Airlines account, such as Marriott Bonvoy points at a 3:1 ratio. In addition, you can earn an additional 5,000 bonus miles for every 60,000 Marriott points transferred.Finally you can earn miles when shopping with select retailers through the Alaska shopping portal, making hotel bookings with Alaska hotel partners and dining with restaurants that are apart of Mileage Plan dining.Redeeming Alaska Airlines milesOnce you’ve earned the miles you need for a free flight, the exciting part is redeeming them for a (nearly) free flight.To redeem your Alaska Airlines miles, visit the Alaska Airlines website and log in to your loyalty account. And then start searching for your preferred itinerary, but be sure to select “use miles”.Additionally, if you’re earning transferable credit cards rewards such as Chase Ultimate Rewards® points or American Express Membership Rewards® points, you can transfer your miles to any Oneworld partner, like British Airways, and redeem them for a flight on Alaska Airlines.However, the best part of redeeming Alaska miles is you can roughly estimate how much your flight will cost using their award chart. This is rare for domestic airlines as many have shifted to dynamic pricing, which means each flight and seat can cost a different amount based on their supply and demand.So for example, if you want to book a flight from Los Angeles to Miami in economy, it will cost between 12,500 and 50,000 miles each way. While the range of miles needed is large, it’s still helpful to know how far your miles can take you.You can get great value when redeeming Alaska Airlines miles for international business and first class flights. For example, you can book a one-way ticket from the U.S. to Asia in first class on Japan Airlines or Cathay Pacific for 70,000 Alaska miles. That flight can easily cost upwards of $7,000 when paid for in cash.Rates and feesCard comparisonThe Alaska Airlines Visa Credit Card is a great airline credit card for Alaska flyers. It’s a concise card as it offers a valuable welcome bonus, great spending categories and a modest annual fee. But how does it match up against other similar cards?Select analyzed two other travel credit cards to see how they match up against the Alaska Airlines Visa Credit Card.Alaska Airlines Visa Credit Card vs. Delta SkyMiles® Gold American Express CardThe Delta SkyMiles® Gold American Express Card is another great airline card that earns Delta SkyMiles when its used for purchases. With the card, you’ll earn:

  • 2X miles per dollar spent on Delta purchases, U.S. supermarket purchases and restaurants worldwide including takeout and delivery in the U.S.
  • 1X mile per dollar on all other eligible purchases

Additionally, you can earn a solid welcome offer bonus of: 70,000 Bonus Miles after you spend $2,000 in purchases on your new card in your first 3 months. Offer ends 4/13/2022. Terms apply.The card also comes with helpful benefits for your travels, including: first checked bag free, a $100 Delta travel credit when you spend $10,000 or more in a calendar year, *rental car insurance and 20% off in-flight purchases.The card has a $0 intro annual fee for the first year, then $99 after that. (See rates and fees)If you’re deciding between these two cards, it really comes down to your home airport, preferred airline and where you’re traveling to. If you live on or near the West Coast, the Alaska Airlines card may be a better fit as Alaska Airlines hubs are all located along the left side of the country. If you live in Atlanta or along the east coast, or travel internationally regularly, the Delta Gold card may suit your needs a bit better.Alaska Airlines Visa Credit Card vs. United℠ Explorer CardThe United℠ Explorer Card is another great pick for an airline credit card as it earns United miles on all eligible purchases for a low annual fee.As you spend on the card, you’ll earn:

  • 2X miles per dollar spent on dining, hotel stays when booked with the hotel and United® purchases
  • 1X mile per dollar spent on all other eligible purchases

And when you’re approved for the card, you’ll be able to earn the welcome bonus, which is: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. these 50,000 miles can be redeemed on United and its airline alliance partners.The card comes with great perks, including: two United Club one-time passes per year, free first checked bag, a $100 credit to enroll in TSA PreCheck/Global Entry and 25% back on United in-flight purchases.The card has a $0 intro annual fee for the first year, and then $95 thereafter.Similar to the matchup above, the difference between the two cards comes down to where you live and your flight preferences. If you primarily travel up and down the West Coast, the Alaska Airlines card may be the better card. If you like to travel internationally and live in either the middle or East Coast of the U.S., the United card could be the better option.Who the Alaska Airlines Visa Credit Card is best forThe Alaska Airlines Visa® Credit Card is a solid choice for anyone who lives on the West Coast, flies at least occasionally with the airline and wants a simple card without a long list of features or spending categories to track. So if you appreciate simplicity while earning valuable airline miles, this card is a great pick.Additionally, the card is great for someone who enjoys traveling with someone else as it comes with an annual Companion Fare — which is essentially a buy-one-get-one ticket. When you use the Companion Fare, your travel partner will travel for just $121. So if you have an expensive flight coming up you’d like to take with someone, this benefit can be a big money saver.Lastly, if you have plans to travel internationally, Alaska Airlines has a great award chart for international travel (especially in premium cabins). So if you want the flexibility of earning miles that can be redeemed on other airlines (including American), this card could be a good fit.Bottom lineCatch up on Select’s in-depth coverage of personal finance, tech and tools, wellness and more, and follow us on Facebook, Instagram and Twitter to stay up to date.For rates and fees of the Delta SkyMiles® Gold American Express Card, click here.*Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/ benefitsguide for more details. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party. .

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How to maximize the Capital One Venture X 100,000-mile welcome bonus

How to maximize the Capital One Venture X 100,000-mile welcome bonus

Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We earn a commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners.If you’re in the market for a new premium travel rewards credit card that really packs a punch, look no further than the Capital One Venture X Rewards Credit Card, which is currently offering an impressive 100,000-Mile welcome bonus. That’s enough to cover $1,000 worth of travel when booking flights and hotels through one of its 17 transfer partners or through Capital One Travel. Earning Capital One Miles is easier than ever with the Capital One Venture X card. Not only can you pick up 100,000 Capital One Miles after spending $10,000 within the first six months of opening your account, you’ll earn 2X Miles on all purchases, plus 5X Miles on flight and 10X Miles on hotels and cars booked through Capital One Travel. Cardholders also receive an annual up to $300 travel credit, 10,000 bonus Miles on each account anniversary, a $100 statement credit toward Global Entry or TSA PreCheck every four years and the chance to visit more than 1,300 Priority Pass and Capital One Lounges worldwide.While the $395 annual fee may seem intimidating, remember that you’ll get $300 back in travel credits when booking through Capital One Travel and for a limited time, an extra $200 back via statement credits when booking vacation rentals through Airbnb, VRBO, Vacasa, or TurnKey. The annual fee really does pay for itself if you use all your perks properly, making the Capital One Venture X a top-tier premium travel rewards credit card.Below, Select breaks down the best ways to maximize 100,000 Capital One Miles.Subscribe to the Select Newsletter!Our best selections in your inbox. Shopping recommendations that help upgrade your life, delivered weekly. Sign-up here.Capital One Venture X Rewards Credit Card

  • Rewards10X miles on hotels and rental cars, 5X miles on flights when booked via Capital One Travel; unlimited 2X miles on all other eligible purchases
  • Welcome bonus100,000 bonus miles after spending $10,000 on purchases within the first six months of account opening
  • Annual fee
  • Intro APR
  • Regular APR16.99-23.99% variable APR
  • Balance transfer feeEither $10 or 4% of the amount of each transaction, whichever is greater
  • Foreign transaction fees
  • Credit needed

Transfer Capital One Miles to airline partnersCapital One Rewards is connected to 14 airline partner rewards programs, which extends your redemption options across all three airline alliances: Star Alliance, Oneworld, and SkyTeam. Nearly all of them transfer at a 1:1 ratio — EVA Air converts at a 2:1.5 ratio — so you’ll be getting the best value by booking flights through the following carriers and their alliance partners:

  • Aeromexico (Club Premier)
  • Air Canada (Aeroplan)
  • Air France KLM (Flying Blue)
  • Avianca (LifeMiles)
  • British Airways (Avios)
  • Cathay Pacific (Asia Miles)
  • Emirates (Emirates Skywards)
  • Etihad (Etihad Guest)
  • EVA Air (Infinity MileageLands) — transfer ratio is 2:1.5, not 1:1
  • Finnair (Finnair Plus)
  • Qantas (Qantas Frequent Flyer)
  • Singapore Airlines (KrisFlyer)
  • TAP Air Portugal (TAP Miles & Go)
  • Turkish Airlines (Miles & Smiles)

While there aren’t any domestic carriers listed as airline partners, that doesn’t mean it’s not impossible to fly them for free. Thanks to airline alliances, you can convert Capital One Miles to British Airways Avios, then use those to book domestic U.S. flights on American Airlines, its Oneworld alliance partner. You could also transfer Capital One Miles to Turkish Airlines or Avianca, then use those to book flights on Star Alliance partner United Airlines.Redeem Capital One Miles for free nights at hotelsCapital One Rewards has three hotel transfer partners — Choice Privileges, Wyndham Rewards, and Accor Live Limitless (AccorHotels) — letting cardholders cash in Capital One Miles for free nights at hotels worldwide.Capital One Miles can be transferred to Choice Privileges points at a 1:1 ratio, allowing you to book free nights at more than 7,000 properties in over 40 countries at brands including Quality, Comfort, Sleep Inn, Econo Lodge, Rodeway Inn, MainStay Suites, Clarion, Clarion Pointe, and Surburban Extended Stay Hotel, Cambria Hotels and The Ascend Hotel Collection. Thanks to connections with Penn National Gaming, Inc., Preferred Hotels & Resorts, Nordic Choice Hotels, and AMResorts (all-inclusive resorts in Mexico, Costa Rica, Panama, and the Caribbean by brands like Dreams and Secrets) you can also redeem for stays at casino hotels and independent boutiques.Here’s an idea of what you can redeem through Choice Privileges for 100,000 Capital One Miles:

  • Four nights at the Comfort Inn Manhattan – Midtown West in New York City (25,000 points a night)
  • Five nights at Avenue Hotel, Ascend Hotel Collection, in Los Angeles (20,000 points a night)
  • Eight nights at Comfort Hotel Nation Pere Lachaise Paris 11 in France (12,000 points a night)

Wyndham Rewards also lets you transfer Capital One Miles at a 1:1 ratio, giving you access to free nights at over 9,000 hotels in more than 80 countries at brands including Wyndham, Wyndham Grand, Wyndham Garden, Registry Collection Hotels, AmericInn, Tryp, Dazzler, Esplendor, Wingate, Trademark Collection, Dolce Hotels and Resorts, La Quinta Inn & Suites, Ramada, Baymont, Microtel, Days Inn, Super 8, Howard Johnson, Travelodge and Hawthorn Suites.With redemptions from 7,500, 15,000 or 30,000 Wyndham Rewards points per night, here’s what transferring 100,000 Capital One Miles could yield:

  • Three nights at Wyndham Grand Athens in Greece (30,000 points a night)
  • Six night at Ramada by Wyndham Queenstown Central in New Zealand (15,000 points a night)
  • 13 nights at Ramada by Wyndham Princess Santo Domingo in the Dominican Republic (7,500 points a night)

Thanks to a nifty partnership with Vacasa, you can also redeem Capital One Miles for free nights at more than 15,000 hotels, vacation clubs and home rentals, while a separate connection allows for redemptions at Caesars Rewards casino hotels around the U.S. Wyndham Rewards is also linked with Margarita Vacation Club, Club Wyndham, Cottages.com, Shell Vacations Club, Worldmark and Landal Greenparks so you can opt to redeem for vacation rental brands around the world.Another hotel transfer partner of Capital One is ALL Accor Live Limitless, which offers hotel redemption options at a ratio of 2:1 and works a little differently from the last two programs. For starters, you’ll need to have at least 2,000 ALL Rewards in your account, which means you’d need to transfer over 4,000 Capital One Miles, and redeem them in increments of 2,000 ALL Rewards points — 2,000 points gets you 40 euros (about $45) off your stay, while 4,000 translates to 80 euros (about $90) and so forth. While you likely won’t get the best value for your points this way, the ALL Accor Live Limitless program can still be beneficial depending on your travel plans and style, as award options through it include more than 5,100 hotels in over 100 countries at brands like Fairmont, Raffles, Faena, Delano, Sofitel, SLS, Museum Hotel, Mondrian, Pullman, Swissôtel, Mövenpick, Mantra, Novotel and Ibis, among others. While there are just 100 hotels in North America, Accor brands are seemingly omnipresent throughout Europe, Asia and Oceania, so this is still a valuable points-transfer option.Book flights, hotels and car rentals through Capital One TravelIf you enjoy having the flexibility to book flights, hotels, and rental cars without having to worry about award availability or blackout dates, consider making your reservations through Capital One Travel, a new travel portal that offers added benefits like cancel-for-any-reason travel insurance (for a small fee), a freeze-your-price feature that helps you lock in lower rates, price drop protection (if you find a lower price, Capital One will refund you the difference), and a nifty price match guarantee (if you happen to find a better price within 24 hours of booking, you could get a refund). While this also allows you to book travel at a fixed redemption rate of 1 cent per mile, it’s always worth comparing redemption rates — in other words, seeing how many points and miles are needed for an award redemption directly through the carrier or hotel versus booking through the Capital One travel portal.Depending on your points and miles status goals, you may also want to consider booking travel directly to maintain elite status or double-dipping by reserving tickets or rooms through another third-party website, then simply “erasing” the travel purchase (more on that below).Use Capital One Miles to “erase” recent travel purchasesOne of the most valuable perks of the Capital One Venture X card is the ability to “erase” or redeem Capital One Miles to cover travel purchases made within the last 90 days. Simply use the card to book fights, hotels, car rentals or make other travel-related expenses (like Uber rides or Airbnb stays) then click on “Redeem Travel Purchases” to select which ones you’d like to cover or put your Capital One Miles toward — partial credit is fine, too, as long as you redeem more than 2,500 Miles.Capital One Miles are worth 1 cent per mile when choosing this redemption option, meaning 100,000 miles could erase $1,000 in travel purchases.Redeem miles for gift cards and online shoppingIf you know you won’t be traveling for a while, there’s always retail therapy. With the Capital One Venture X card, you’ll be able to redeem Capital One Miles at a rate of 1 cent per point for gift cards to all your favorite restaurants and retail shops like Apple, Bath & Body Works and Starbucks.Note that if you’re redeeming Capital One Miles for Amazon gift cards — or using Capital One Miles to shop online via Amazon or PayPal — the redemption rate drops to 0.8 cents per point (you’d get $0.80 cents in value per 100 Miles) so it won’t be the best value among all your other options.Cash back is a low-value redemptionWhile this is the least valuable redemption option for your newly earned Capital One Miles, you can still opt to exchange them at a rate of 0.5 cents per mile for cash in the form of an account credit or a check.Other cards with large welcome bonusesIf you’re interested in other cards with large welcome bonuses, consider the following. The value and utility of the rewards from each card varies, but you’ll still be able to get plenty of “free” travel with their hefty welcome bonuses.The Platinum Card® from American ExpressOn the American Express secure site

  • Rewards5X points on flights booked directly with airlines or with American Express Travel (starting January 1, 2021, this applies on up to $500,000 per calendar year), 5X points on prepaid hotels booked with American Express Travel, 1X points on all other purchases
  • Welcome bonus100,000 Membership Rewards® points after spending $6,000 within 6 months of account opening. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Annual fee
  • Intro APR
  • Regular APR
  • Balance transfer fee
  • Foreign transaction fee
  • Credit Needed

British Airways Visa Signature® Card

  • Rewards5 Avios for every $1 spent on purchases with British Airways, Aer Lingus, Iberia and LEVEL within your first 18 months from account opening, thereafter 3 Avios; 3 Avios for every $1 spent on hotel accommodations when booked directly with the hotel within your first 18 months, thereafter 2 Avios; 1 Avios for every $1 spent on all other purchases
  • Welcome bonusEarn 100,000 bonus Avios after you spend $5,000 on purchases within the first 3 months of account opening. Plus, earn a Travel Together Ticket after you spend $30,000 on purchases every calendar year, and 10% off British Airways flights starting in the U.S. when you book through the website provided in your welcome materials.
  • Annual fee
  • Intro APR
  • Regular APR15.99% to 22.99% variable
  • Balance transfer fee
  • Foreign transaction fees
  • Credit needed

Hilton Honors American Express Surpass® CardInformation about the Hilton Honors American Express Surpass® Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.

  • Rewards12X points per dollar for eligible purchases on your card made directly with a participating hotel or resort within the Hilton portfolio; 6X points for eligible purchases at U.S. restaurants, U.S. supermarkets and U.S. gas stations; 3X points for other eligible purchases
  • Welcome bonusEarn 130,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $2,000 in purchases on the card in the first 3 months of card membership.
  • Annual fee
  • Intro APR
  • Regular APR15.74% to 24.74% variable
  • Balance transfer fee
  • Foreign transaction fee
  • Credit needed

For rates and fees of the Platinum Card from American Express, click here.For rates and fees of the Hilton Honors Surpass card, click here.Information about the Capital One Venture X card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party. .

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Southwest Rapid Rewards Priority Credit Card Review

Southwest Rapid Rewards Priority Credit Card Review

Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We earn a commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners.The Southwest Rapid Rewards® Priority Credit Card is the most premium version of the personal Southwest cobranded credit cards. This card was designed for travelers who fly with the airline on a regular basis and for those who can take advantage of the many perks offered.With benefits like a $75 annual Southwest travel credit, 7,500 annual anniversary points, four Upgraded Boardings each year, travel insurance, no foreign transaction fees and broad spending categories — this card is a great fit for an avid Southwest flyer.Below, Select breaks down the rewards, benefits and fees associated with the Southwest Rapid Rewards Priority Credit Card to help you decide if it’s right for your needs.Subscribe to the Select Newsletter!Our best selections in your inbox. Shopping recommendations that help upgrade your life, delivered weekly. Sign-up here.Southwest Rapid Rewards Priority credit card reviewSouthwest Rapid Rewards® Priority Credit Card

  • RewardsEarn 3X points on Southwest® purchases, 2X points on local transit and commuting, including rideshare; 2X points on internet, cable, phone services, and select streaming; 1X points on all other purchases
  • Welcome bonusEarn Companion Pass® through 2/28/23 plus 30,000 points after you spend $5,000 on purchases in the first 3 months
  • Annual fee
  • Intro APR
  • Regular APR15.99% to 22.99% variable
  • Balance transfer fee
  • Foreign transaction fees
  • Credit needed

Pros

  • Southwest upgraded boarding on up to 4 tickets per year
  • 7,500 bonus points on each account anniversary
  • $75 Southwest annual travel credit
  • 4 upgraded boardings per year when available

Cons

  • $149 annual fee
  • No special financing offers
  • Estimated points earned after 1 year: 52,672
  • Estimated points earned after 5 years: 196,030

Rewards totals incorporate the miles earned from the welcome bonusWelcome bonusThe welcome bonus for the Southwest Rapid Rewards® Priority Credit Card is a bit different than a simple chunk of airline miles. After signing up for the card you can earn the Southwest Companion Pass® through Feb. 28, 2023, plus 30,000 Rapid Rewards points by spending $5,000 on purchases in the first three months from account opening.This welcome bonus is great: not only will you have the highly-regarded Companion Pass but you’ll also earn a minimum of 35,000 Southwest points to use on a flight of your choosing. The Companion Pass allows you to bring along anyone of your choosing onto a Southwest flight for free, all you have to do is pay taxes and fees for your companion’s ticket (usually just $5.60 for a one-way domestic flight within the U.S.). Plus, as long as it’s active, there’s no limit on how many times you can use the Southwest Companion Pass.Keep in mind that this bonus isn’t available to everyone. You can’t currently have a personal Southwest credit card and also must not have received a welcome bonus for a personal Southwest credit card in the last 24 months.Benefits and perksThe Southwest Rapid Rewards® Priority Credit Card offers cardholders access to the following benefits:

  • 7,500 bonus points for each account anniversary
  • $75 Southwest travel credit per year
  • Four upgraded boardings per year
  • 25% back on inflight purchases
  • You can earn 1,500 tier qualifying points towards Southwest A-List elite status for every $10,000 spent, with no limit on the amount of elite points you can earn.
  • DoorDash benefits
  • No foreign transaction fees when you use the card abroad

All points earned with the card count toward the highly-coveted Southwest Companion Pass®, which allows one person to fly with you for free (except for taxes and fees) when you buy or redeem points for flights after reaching the threshold of 125,000 qualifying points or 100 qualifying one-way Southwest flights in a calendar yearEarning miles for spendingWhen you spend on the card, you’ll earn: 

  • 3X Rapid Rewards points per dollar spent on purchases with Southwest Airlines
  • 2X Rapid Rewards points per dollar spent on Rapid Rewards hotel and car rental partners
  • 2X Rapid Rewards points per dollar spent on local transit and commuting, including rideshare services
  • 2X Rapid Rewards points per dollar spent on internet, cable, phone and select streaming services
  • 1X Rapid Rewards point per dollar spent on all other eligible purchases

Other benefitsSouthwest Airlines is a favorite airline for many as you get to enjoy two free checked bags per person and no change fees on tickets. And all of the points you earn through flying or spending on a Southwest credit card will never expire.And when you hold the Southwest Rapid Rewards® Priority Credit Card, you’ll also receive these benefits at no charge:

  • Complimentary travel accident insurance and emergency assistance, reimbursement for lost luggage, auto rental collision damage waivers for car rentals, roadside dispatch service, purchase and extended warranty protection and baggage delay insurance
  • DoorDash benefits, including $0 delivery fees on restaurant orders above $12 (or groceries over $25), reduced service fees and $10 off your next order when you use the Southwest Rapid Rewards Plus card after you activate your complimentary year of membership by Dec. 31, 2024.

Select calculated how many points the average American can earn in a year when using their Southwest Rapid Rewards® Priority Credit Card. We worked with the location intelligence firm Esri, who provided us with a sample annual spending budget of $22,126.The budget includes six main categories: groceries ($5,174), gas ($2,218), dining out ($3,675), travel ($2,244), utilities ($4,862) and general purchases ($3,953). Here’s what the average consumer would earn using this card:

  • Groceries: 5,174 Southwest Rapid Rewards points
  • Gas: 2,218 Southwest Rapid Rewards points
  • Dining out: 3,675 Southwest Rapid Rewards points
  • Travel: 6,732 Southwest Rapid Rewards points (Assuming all travel dollars are spent with Southwest Airlines).
  • Utilities: 4,862 Southwest Rapid Rewards points
  • General purchases: 3,953 Southwest Rapid Rewards points

With all spending considered, this would give a cardholder 26,614 Southwest Rapid Rewards points in the first year, and if you include the 30,000-point welcome bonus, this would yield 56,614 Rapid Rewards points. Over a five year period, cardholders could potentially earn 133,070 Southwest Rapid Rewards points — although the total amount will depend on an individual’s annual spending habits.How to earn and redeem Southwest Rapid Rewards milesEarning Southwest Rapid Rewards pointsEarning Southwest points is simple: either spend on one of the Southwest credit cards or fly with the airline.However, it’s difficult to earn heaps of points since you can only earn one welcome bonus every two years with a personal co-branded Southwest credit card. And unless you fly multiple times per month with Southwest, earning hundreds of thousands of points may not be realistic through these avenues.If you want to earn large amounts of points, consider earning rewards through credit cards with transferable rewards. Cards like the Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® earn Chase Ultimate Rewards® points, which can be transferred directly to Southwest Rapid Rewards at a 1:1 ratio. These cards are some of the best travel credit cards because you have the flexibility to redeem your rewards in a variety of ways, including transferring them to Southwest.If you’re thinking of adding a Southwest Rapid Rewards credit card to your wallet but aren’t sure if the Southwest Priority card is right for you, consider another one of the airline’s co-branded personal or business credit cards:PersonalBusinessRedeeming Southwest Rapid Rewards pointsOnce you earn enough points for a free flight, then comes the fun part of booking award travel.And while some airlines make it difficult to use their rewards programs, Southwest has a straightforward redemption process. To use your miles, simply log into your Southwest Rapid Rewards account and when you search for a flight, click “points” rather than “dollars”. Southwest points have a fixed value of around 1.3 to 1.4 cents apiece and prices for award flights are dependent on the current cash price of the ticket. So if a flight costs $100 you can expect to pay 6,000 to 7,000 points for that flight.As you search for flights, you’ll notice that you fill have to pay taxes and fees, depending on where you fly. If you’re flying within the United States, you will pay $5.60 for each one-way flight. International fees will vary.And you don’t need to pay your taxes and fees with a Southwest credit card credit card, so feel free to use another card that you prefer.Rates and feesCard comparisonWhile the Southwest Priority credit card is a solid pick for Southwest flyers, how does it fare other value-packed rewards credit cards?Southwest Rapid Rewards Priority Credit Card vs. Capital One Venture Rewards Credit CardThe Capital One Venture Rewards Credit Card is a great travel credit card as it earns a consistent 2X miles per dollar spent on all eligible purchases. And it has benefits including a valuable 60,000 bonus miles welcome offer once you spend $3,000 on purchases within the first three months from account opening.You’ll also receive up to $100 statement credit for your application fee for either TSA PreCheck or Global Entry every four years.So if you’re deciding between the two cards, it comes down to a few factors:

  • Do you only fly Southwest? If so, the Southwest card may be the better option.
  • Do you prefer having spending categories or earning a flat-rate on all purchases? The Venture card has a flat-rate on all purchases, while the Southwest Card has different earnings for various category purchases.
  • Do you value transferable rewards more, or the Companion Pass?

Based on these questions, you should quickly know which one of the two is a better fit for you. But at a high level, if you travel with a companion regularly and mainly travel domestically, the Southwest card will likely be the better fit. If you travel on various airlines and prefer to go outside the U.S., the Capital One Venture card would probably be the better choice of the two.Southwest Rapid Rewards Priority Credit Card vs. Citi® / AAdvantage® Platinum Select® World Elite Mastercard®The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is a great choice for someone who enjoys flying internationally, and possibly lives near an American Airlines hub airport like Miami, Phoenix or Los Angeles.With this card, you’ll earn 2X miles for every $1 spent at restaurants, gas stations and on eligible American Airlines purchases. All other eligible purchases will earn 1X mile per dollar spent.The welcome offer packs a punch as you can earn 50,000 American Airlines AAdvantage® bonus miles after spending $2,500 in purchases within the first three months of account opening. In addition, there are no foreign transaction fees and a waived annual fee the first year ($99 after that).When you’re comparing the two cards, it simply comes down to which airline loyalty program will serve your needs and if you value Southwest’s Companion Pass benefit. The American Airlines loyalty program is part of the Oneworld airline alliance, which has 14 total airlines that partner to serve one another’s customers. This means you can use American miles to fly around the world on over a dozen different airlines.While Southwest isn’t part of an airline alliance, the card comes with an extremely valuable automatic benefit in the Companion Pass, giving you the ability to travel with someone for free, less taxes and fees.Who the Southwest Rapid Rewards Priority Credit Card is best forThe Southwest Rapid Rewards® Priority Credit Card is a solid airline credit card and designed for consumers who fly regularly with Southwest. And with the new welcome offer the card is targeted towards those flying with a companion.But if you aren’t flying regularly with a companion to make the welcome offer ‘worth’ it, you may be better off selecting another card or waiting for a welcome bonus that is solely Southwest points.The card has a hefty $149 annual fee but does offer ample benefits to Southwest flyers that can help offset the cost. For instance, just the annual $75 Southwest credit and anniversary 7,500 Southwest points alone can be worth more than $150. Plus, you’ll get four Upgraded Boardings every year and 25% back on Southwest inflight purchases. These perks are geared toward Southwest flyers but if you can use them, which shouldn’t be too hard if you fly Southwest a handful of times per year, then you’ll likely enjoy having the Southwest Priority card in your wallet.Bottom lineThe Southwest Rapid Rewards® Priority Credit Card is a great choice for someone who flies Southwest often.The recently refreshed welcome bonus which includes the Companion Pass, as well as the benefits of earning Southwest Rapid Rewards points on all eligible purchases, a $75 Southwest annual credit and multiple Upgraded Boardings each year make the card worth considering. And now that the Companion Pass is obtainable by spending $5,000 in the first three months of card membership, it’s a great fit for someone who travels with a partner or friend often.However, even though welcome offer is extremely appealing for avid travelers, it can be tempting to hastily spend the $5,000 needed to earn it. But as always, its never advised to apply for a credit card when you’re not in a solid financial situation. But as long as you follow your budget carefully and continue to invest for the future, the Southwest Rapid Rewards® Priority Credit Card is worth considering for any avid Southwest flyer.Catch up on Select’s in-depth coverage of personal finance, tech and tools, wellness and more, and follow us on Facebook, Instagram and Twitter to stay up to date.Information about the Capital One Venture Rewards Credit Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party. .

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بررسی کارت اعتباری Southwest Rapid Rewards Plus

بررسی کارت اعتباری Southwest Rapid Rewards Plus

تیم تحریریه Select به طور مستقل برای بررسی محصولات مالی و نوشتن مقالاتی که فکر می‌کنیم خوانندگان ما مفید خواهند بود، کار می‌کنند. هنگامی که روی پیوندهای محصولات شرکای وابسته ما کلیک می کنید، ممکن است کمیسیون دریافت کنیم. کارت اعتباری Southwest Rapid Rewards® Plus یکی از چندین کارت اعتباری مشترک است که کسب امتیاز Southwest Rapid Rewards را برای مشتریان آسان می کند. به سمت پروازهای رایگان، اقامت در هتل، کرایه ماشین، بسته های تعطیلات و سایر فعالیت های مرتبط با سفر. با کارت Southwest Rapid Rewards Plus، می توانید در چندین دسته هزینه امتیاز کسب کنید، با بیمه مسافرتی شامل آرامش خاطر داشته باشید و از مزایایی مانند EarlyBird لذت ببرید. ثبت نام و DoorDash DashPass، همه با هزینه سالیانه پایین. در زیر، Select پاداش ها، مزایا و هزینه های مربوط به کارت اعتباری Southwest Rapid Rewards Plus را برای کمک به تصمیم گیری در مورد مناسب بودن آن برای نیازهای شما نشان می دهد. در خبرنامه انتخاب مشترک شوید. !بهترین انتخاب های ما در صندوق پستی شما. توصیه‌های خریدی که به ارتقای زندگی شما کمک می‌کنند، هر هفته ارائه می‌شوند. اینجا ثبت نام کنید. بررسی کارت اعتباری Southwest Rapid Rewards PlusSouthwest Rapid Rewards® Plus Credit Card

  • Rewardsدر خریدهای Southwest® 2X امتیاز کسب کنید، در حمل و نقل محلی و رفت و آمد، از جمله اشتراک سواری، امتیاز 2X کسب کنید. امتیاز 2X در اینترنت، کابل، خدمات تلفن و پخش جریانی را انتخاب کنید. 1X امتیاز در همه خریدهای دیگر
  • پاداش خوش آمدید پس از خرج کردن 1000 دلار برای خرید در 3 ماه اول حساب شما باز است، 40000 امتیاز جایزه کسب کنید. متغیر
  • کارمزد انتقال موجودی
  • کارمزد تراکنش‌های خارجی
  • اعتبار مورد نیاز

حرفه‌ای

  • کارمزد سالانه متوسط
  • پاداش خوش‌آمدگویی سخاوتمندانه را می‌توان به سمت جنوب غربی بررسی کرد. هر ساله در سه ماه اول افتتاح حساب شما، که آستانه خرج بسیار معقولی برای رسیدن به آن است. به خاطر داشته باشید که این جایزه برای همه در دسترس نیست. شما در حال حاضر نباید کارت اعتباری شخصی Southwest Rapid Rewards داشته باشید و نباید در 24 ماه گذشته پاداش خوشامدگویی دریافت کرده باشید. با این حال، این شرط در مورد کارت‌های اعتباری تجاری Southwest صدق نمی‌کند. حتی با قیمت متوسط ​​1 سنت به ازای هر امتیاز، پاداش خوش‌آمدگویی به ارزش 400 دلار است که نشان‌دهنده بازگشت 40 درصدی هزینه‌ها پس از رسیدن به آستانه 1000 دلاری است و یک امتیاز است. اگر به‌تازگی به‌عنوان یک عضو کارت جدید شروع به کار کرده‌اید، ارزش زیادی دارد. در حالی که نباید فقط برای جایزه خوش آمدگویی برای کارت اعتباری جدید ثبت نام کنید، بسیاری از کارت‌های پاداش سفر، از جمله کارت اعتباری Southwest Plus، دارای امتیازات عالی نیز هستند که می‌توان از آنها برای بهبود تجربه کلی سفرتان استفاده کرد. مزایا و امتیازات Southwest کارت اعتباری Rapid Rewards® Plus به دارندگان کارت دسترسی به مزایای زیر را ارائه می‌کند:
    • 3000 امتیاز جایزه برای هر سالگرد حساب
    • دو بار ورود EarlyBird در سال
    • 25% پس از خرید در حین پرواز
    • خیر کارمزد تراکنش زمانی که از کارت در خارج از کشور استفاده می کنید
    • همه امتیازهای کسب شده با کارت به حساب گذرنامه بسیار جذاب Southwest Companion Pass ® می باشد که به یک نفر امکان می دهد هنگام خرید یا بازخرید با شما به صورت رایگان (به جز مالیات و کارمزد) پرواز کند. امتیاز برای پروازها پس از رسیدن به آستانه 125000 امتیاز واجد شرایط یا 100 پرواز یک طرفه جنوب غربی واجد شرایط در یک سال تقویمی

    کسب مایل برای خرج کردن وقتی روی کارت خرج می‌کنید، به دست خواهید آورد: 

    • 2X پاداش سریع امتیاز به ازای هر دلاری که برای خرید با Southwest Airlines خرج شده است
    • 2 برابر امتیاز پاداش سریع به ازای هر دلار هزینه شده در حمل و نقل محلی و رفت و آمد، از جمله خدمات اشتراک سواری
    • 2 برابر امتیاز پاداش سریع به ازای هر دلار صرف شده در اینترنت، کابل، تلفن و خدمات پخش منتخب
    • ]1 برابر امتیاز پاداش سریع به ازای هر دلاری که برای خریدهای دیگر خرج شده است

    مزایای دیگر فقط با انتخاب پرواز با خطوط هوایی Southwest از مزایای متعددی برخوردار خواهید شد، اما برای دریافت این سه امتیاز، نیازی به داشتن کارت اعتباری Southwest ندارید. :

    • دو چمدان تحویلی رایگان برای هر نفر
    • بدون هزینه تغییر
    • امتیازهای پاداش سریع که هرگز منقضی نمی‌شوند

    با داشتن کارت اعتباری Southwest Rapid Rewards® Plus، این مزایای اضافی را نیز دریافت خواهید کرد همچنین در بسیاری از کارت‌های اعتباری دیگر Chase موجود است:

    • بیمه حوادث مسافرتی و کمک اضطراری، بازپرداخت چمدان گم‌شده، معافیت‌های خسارت ناشی از تصادف اجاره خودرو برای اجاره خودرو، روآ خدمات ارسال dside، خرید و گارانتی طولانی مدت و بیمه تأخیر چمدان
    • مزایای DoorDash، از جمله هزینه تحویل 0 دلاری برای سفارش‌های رستوران بالاتر از 12 دلار (یا مواد غذایی بیش از 25 دلار)، کاهش هزینه خدمات و 10 دلار تخفیف برای سفارش بعدی شما هنگام استفاده از Southwest Rapid پس از اینکه سال عضویت رایگان خود را تا 31 دسامبر 2024 فعال کردید، کارت Rewards Plus.

    محاسبه کنید که یک آمریکایی متوسط ​​با استفاده از کارت اعتباری Southwest Rapid Rewards® Plus چقدر امتیاز می‌تواند در یک سال کسب کند. ما با شرکت اطلاعات موقعیت مکانی Esri کار کردیم، که نمونه بودجه هزینه سالانه 22126 دلار را در اختیار ما قرار داد. این بودجه شامل شش دسته اصلی است: مواد غذایی (5174 دلار)، گاز (2218 دلار)، غذاخوری (3675 دلار)، مسافرت (2244 دلار)، خدمات آب و برق. (4862 دلار) و خریدهای عمومی (3953 دلار). اینها چیزی است که مصرف کننده متوسط ​​با استفاده از این کارت به دست می آورد:

    • مواد غذایی: 5174 امتیاز جوایز سریع جنوب غربی
    • گاز: 2218 امتیاز پاداش سریع جنوب غربی
    • غذاخوری در خارج از خانه: 3675 امتیاز جنوب غربی رپید: 8675 امتیاز جنوب غربی امتیاز پاداش (با فرض اینکه تمام دلارهای سفر با خطوط هوایی Southwest خرج شده است).
    • امکانات: 4862 امتیاز پاداش سریع Southwest
    • خریدهای عمومی: 3953 امتیاز Southwest Rapid Rewards

    با در نظر گرفتن 70 کارت Southwest، 700 هزینه در Southwest می دهد. امتیازهای Rapid Rewards در سال اول، و اگر پاداش 40,000 امتیازی را در نظر بگیرید، 64,370 امتیاز پاداش سریع به دست می‌آید. در طی یک دوره پنج ساله، دارندگان کارت به طور بالقوه می توانند 161850 امتیاز پاداش سریع جنوب غربی کسب کنند – اگرچه کل مبلغ به عادات خرج کردن سالانه فرد بستگی دارد. نحوه کسب و بازخرید امتیازهای پاداش سریع جنوب غربی کسب امتیاز پاداش سریع جنوب غربی امتیازهای پاداش سریع ارزی مناسب برای به دست آوردن هستند. همانطور که Southwest Airlines همچنان یکی از شرکت های هواپیمایی پیشرو مستقر در ایالات متحده در زمینه خدمات به مشتریان است. این ایرلاین همچنین به هر فرد اجازه می دهد تا دو چمدان چک شده رایگان داشته باشد، که سفر را بسیار مقرون به صرفه تر می کند زیرا می توانید از پرداخت هزینه اضافی برای چک کردن چمدان خود اجتناب کنید. در حالی که چندین راه برای به دست آوردن امتیاز پاداش سریع وجود دارد، دو راه ساده برای به دست آوردن انبوهی از آنها با عجله عبارتند از: جوایز خوشامدگویی برای هر کدام.

  • استفاده از کارت اعتباری با جوایز قابل انتقال، مانند کارت Chase Sapphire Preferred®، که به شما امکان می‌دهد امتیازهای Chase Ultimate Rewards را به دست آورید، که می‌تواند با نسبت 1:1 به Southwest Rapid Rewards منتقل شود. ratio.

اگر به فکر اضافه کردن یک کارت اعتباری Southwest Rapid Rewards به کیف پول خود هستید، اما مطمئن نیستید که کارت Southwest Plus برای شما مناسب است، یکی دیگر از کارت های اعتباری شخصی یا تجاری شرکت هواپیمایی را در نظر بگیرید. :PersonalBusinessبازخرید امتیازهای جوایز سریع جنوب غربی پس از به دست آوردن تعداد کافی امتیاز از پاداش Southwest Rapid، می توانید آنها را برای یک پرواز بازخرید کنید. به خاطر داشته باشید که برای پروازی که امتیاز دریافت می‌کنید همچنان باید مالیات بپردازید که در نهایت برای پرواز یک طرفه در داخل ایالات متحده 5.60 دلار در هر طرف است (مالیات و هزینه‌های پروازهای بین‌المللی ممکن است متفاوت باشد). بهترین بخش در مورد امتیازهای Southwest Rapid Rewards این است که بازخرید آنها چقدر آسان است. به سادگی وارد حساب Southwest Rapid Rewards خود شوید و با کلیک کردن روی جایی که به جای «دلار» می‌گوید «امتیاز» به جستجوی پروازها بپردازید. از آنجا، می‌توانید پروازهایی را با مقادیر بازخرید و قیمت‌های نشان‌داده‌شده به جای پول نقد، به صورت امتیاز مشاهده کنید. تنها کاری که باید از آنجا انجام دهید این است که بهترین پروازها را انتخاب کنید و تا زمانی که امتیاز کافی در حساب خود داشته باشید، می توانید بلیط خود را خریداری کنید. Southwest به شما امکان انتخاب سه کرایه مختلف را می دهد: Wanna Get Away، هر زمان و کسب و کار را انتخاب کنید. هر گزینه مزایای متفاوتی را ارائه می دهد، از جمله اینکه آیا اولویت سوار شدن را دریافت خواهید کرد یا خیر و چند امتیاز در هر پرواز کسب می کنید. یکی از نکات منفی این است که نمی‌توانید صندلی خود را در پروازهای Southwest انتخاب کنید زیرا هر کدام بر اساس اولویت اول ارائه می‌شوند. مقایسه نرخ‌ها و هزینه‌ها کارت اعتباری Southwest Rapid Rewards® Plus یک کارت پاداش مسافرتی است که از زمان شما می تواند امتیازات ارزشمندی را در ازای هزینه متوسط ​​سالانه کسب کند. اما آیا این بهترین کارت برای شماست؟ انتخاب دو کارت اعتباری سفر دیگر را تجزیه و تحلیل کرد تا ببینید چگونه با کارت Southwest Rapid Rewards Plus مطابقت دارند. کارت اعتباری Southwest Rapid Rewards Plus در مقابل Delta SkyMiles® Blue American Express Card Delta SkyMiles® Blue American Express Card یک کارت مسافرتی سالانه بدون کارمزد است (نرخ‌ها و کارمزدها را ببینید) که به دارندگان کارت اجازه می‌دهد دلتا SkyMiles کسب کنند. این کارت دارای مزایای بسیار خوبی برای پروازهای مکرر دلتا است، از جمله بدون کارمزد تراکنش خارجی (نرخ‌ها و کارمزدها را ببینید)، 20% بازگشت. خریدهای حین پرواز، بیمه اتومبیل کرایه‌ای و محافظت از خرید، در حالی که به دارندگان کارت اجازه می‌دهید به ازای هر دلار صرف غذا در رستوران‌ها و خریدهای دلتا، 2 برابر امتیاز کسب کنند، و همچنین امتیاز 1 برابری که در هر جای دیگر خرج می‌شود. اگر هر دو کارت را در نظر می‌گیرید، واقعاً می‌شود به تعداد دفعاتی که با هر ایرلاین پرواز می کنید. کسب درآمد Delta SkyMiles می تواند برای مسافرانی که در سطح بین المللی پرواز می کنند نیز مفید باشد زیرا می توانید از شرکای اتحاد خطوط هوایی آن از طریق SkyTeam استفاده کنید. تصمیم شما ممکن است به این بستگی داشته باشد که کدام خط هوایی مسیرهای بهتری را از فرودگاه منزل شما ارائه می دهد. شرایط اعمال می شود. کارت Southwest Rapid Rewards Plus در مقابل United Gateway℠ کارت United Gateway℠ یک کارت اعتباری سالانه بدون کارمزد است که به دارندگان کارت اجازه می دهد مایل های United MileagePlus کسب کنند که برای پرواز با شرکت هواپیمایی و شرکای آن قابل بازخرید است. این کارت دارای چند مزیت است. از جمله دسته‌های هزینه‌های انعطاف‌پذیر و بدون کارمزد تراکنش‌های خارجی. اگر برنامه‌های سفر شما خراب شود، کارت با یک سیاست لغو و قطع سفر رایگان ارائه می‌شود که به شما امکان می‌دهد تا سقف ۱۵۰۰ دلار برای هر نفر و ۶۰۰۰ دلار در هر سفر برای هر سفر پیش‌پرداختی بازپرداخت کنید. کرایه‌های غیرقابل استرداد مسافر که با کارت پرداخت شده‌اند. اگر بین این دو کارت گیر کرده‌اید، اولویت‌های سفر شخصی‌تان را در نظر بگیرید. اگر قصد سفر در داخل ایالات متحده را دارید، کارت Southwest Plus ممکن است گزینه بهتری باشد. با این حال، اگر از سفر به خارج از کشور لذت می برید، کارت United Airlines ممکن است راهی برای رفتن باشد زیرا شرکت هواپیمایی و شرکای آن Star Alliance به بسیاری از مقاصد بین المللی پرواز می کنند. برای افرادی که از پرواز با خطوط هوایی Southwest لذت می برند و می خواهند هزینه سالانه کارت اعتباری خود را پایین نگه دارند، یک گزینه عالی است. به خاطر داشته باشید که به دلیل قانون 24/5 چیس، اگر قبلاً برای 5 یا بیشتر کارت اعتباری در 24 ماه گذشته تأیید شده باشید، ممکن است برای کارت اعتباری جدید تأیید نشوید. برای کسانی که به دنبال کسب این کارت هستند گذرنامه Southwest Companion، که به شما امکان می‌دهد در هر پرواز پولی یا بازخرید شده Southwest (منهای مالیات و کارمزد) یکی از دوستان یا اعضای خانواده خود را به صورت رایگان همراه خود بیاورید، این کارت می‌تواند به شما کمک کند تا در مسیر کسب یکی از بهترین معاملات در مسافرت رفتن. علاوه بر این، دارندگان کارتی که تمایل دارند به طور منظم در دسته های مختلف پاداش خرج کنند – به عنوان مثال، با خرید پروازهای Southwest، استفاده از حمل و نقل محلی یا پرداخت هزینه خدمات تلفنی – شانس زیادی برای کسب مقدار زیادی امتیاز پاداش Southwest خواهید داشت. توجه داشته باشید که کارت اعتباری Southwest Rapid Rewards® Plus امتیازهای واجد شرایط را به دست نمی آورد، که به شما کمک می کند وضعیت نخبگان جنوب غربی را به دست آورید که به آنها "A-list" یا "A-list Preferred" گفته می شود. دو کارت دیگر Premium Southwest این ویژگی را ارائه می‌کنند. خط پایین کارت اعتباری Southwest Rapid Rewards® Plus به دارندگان کارت این فرصت را می‌دهد تا در خرید خود بدون نگرانی در مورد پرداخت هزینه‌های سالیانه، امتیازهای با ارزش پاداش سریع کسب کنند. به لطف یک پیشنهاد خوش‌آمدگویی پرسود همراه با آستانه خرج پایین، می‌توانید به سرعت بیش از 40000 امتیاز جنوب غربی را در حساب خود بیاندازید، که می‌تواند برای پروازهای رایگان (یا عمدتاً رایگان) قرار گیرد. قبل از ثبت نام برای کارت ، بهتر است امتیاز اعتباری خود را بدانید تا بتوانید شانس تایید خود را ارزیابی کنید. همچنین عاقلانه است که بودجه خود را مجدداً بررسی کنید و بفهمید که آیا داشتن یک کارت اعتباری جدید بهترین انتخاب برای وضعیت مالی فعلی شما است یا خیر. توجه تحریریه: نظرات، تحلیل ها، بررسی ها یا توصیه های بیان شده در این مقاله به تنهایی مربوط به هیئت تحریریه منتخب است. ، و توسط هیچ شخص ثالثی بررسی، تایید یا تایید نشده است. .