Expanded health care subsidies stay intact under Inflation Reduction Act

Expanded health care subsidies stay intact under Inflation Reduction Act

FatCamera | E+ | Getty ImagesHouseholds that get help paying for health insurance through the public marketplace are likely to continue qualifying for more generous subsidies under a congressional bill moving closer to final approval.The Inflation Reduction Act, which cleared the Senate on Sunday, includes an extension of temporarily expanded health insurance subsidies — technically tax credits — that were put in place for 2021 and 2022. The vote was 50-50 with no Republican support. Vice President Kamala Harris cast the tie-breaking vote in favor of the legislation.Assuming the House approves the measure — which it is expected to do later this week — and President Joe Biden signs it into law, the more generous subsidies would remain available through the end of 2025.More from Personal Finance:
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Here’s a look at ‘most employable’ degrees for new graduates”Without the extension, the vast majority of the 13 million people who get subsidies … would see premium payments rise,” said Krutika Amin, associate director for the Kaiser Family Foundation’s Affordable Care Act program. “This would avert the massive premium increase [those] people would have seen otherwise.”Nearly 13 million of the 14.5 million people enrolled in private health insurance through the public marketplace — which was authorized by the Affordable Care Act of 2010 — are receiving subsidies in 2022. Some people also may qualify for help with cost-sharing such as deductibles and copays on certain plans, depending on their income.How the extension helps enrolled consumersGenerally speaking, people who get coverage this way — either through healthcare.gov or their state’s exchange — are self-employed or can’t get workplace insurance, or they don’t qualify for Medicaid or Medicare.Before the temporary changes, the aid was generally only available to households with income from 100% to 400% of the poverty level. The American Rescue Plan Act, which was signed into law in March 2021, removed — for two years — that income cap, and the amount that anyone pays for premiums is limited to 8.5% of their income as calculated by the exchange.The bill currently headed to the house would extend these modified calculations.For some enrollees, the difference is significant: Premium payments could rise by more than 50% without the extension, Amin said. For instance, a 60-year-old with income just above $50,000 would see those monthly payments jump to $900 from $400.The extension of the subsidies is one of a handful of provisions in the bill related to health care. The legislation also would allow Medicare to negotiate the price of certain drugs and would cap yearly outlays on prescription drugs under Part D to $2,000, as well as cap beneficiaries’ monthly insulin prices at $35.  .

Congress sends $740 billion tax, health and climate bill to Biden’s desk

Congress sends $740 billion tax, health and climate bill to Biden’s desk

The House of Representatives on Friday passed Democrats’ $740 billion tax, health care and climate bill, which now goes to President Biden’s desk for his signature.Why it matters: The bill’s passage notches a big legislative victory for Democrats with the midterms approaching and delivers on several long-standing liberal policy goals.Driving the news: The bill passed 220-207 with all Republicans voting against it.Details: By far, the largest spending provision in the bill is nearly $370 billion to combat climate change, including tax credits and funding for renewable energy, electric vehicles and energy-efficient home improvements, as well as incentives for companies to cut methane emissions. It also:

  • Extends enhanced Affordable Care Act subsidies.
  • Allows Medicare to negotiate the prices of certain prescription drugs and requires drug companies to pay rebates for raising prices faster than inflation.
  • Imposes a 15% minimum tax on corporations making $1 billion or more in annual profits and a 1% fee on stock buybacks.
  • Invests $80 billion in the Internal Revenue Service to crack down on tax evasion by the wealthy and corporations.

What they’re saying: “This landmark [legislation] that we send to the president’s desk is a resounding victory for America’s families starting at their kitchen table,” said House Speaker Nancy Pelosi (D-Calif.) in a floor speech.Swing-seat Democrats told Axios they think the bill will boost them on the campaign trail.

  • “The prescription drug portions, in particular, are really going to be impactful,” said Rep. Elissa Slotkin (D-Mich.), adding she got almost 1,000 calls in the last few days urging her to vote yes for those provisions, “which is high for us.”
  • But, Slotkin added, the bill won’t just sell itself: “We need to explain it because we live in a world where, if you don’t message, someone else will do it on your behalf.”
  • Democratic Congressional Campaign Committee Chair Sean Patrick Maloney (D-N.Y.) told Axios: “Results get results. … This is going to be a shot in the arm to Democrats everywhere.”

The other side: House Minority Leader Kevin McCarthy (R-Calif.), in a floor speech, called the legislation “the largest tone-deaf bill I’ve ever seen in this chamber in 232 years.”

  • “They are choosing to spend the session by spending half a trillion dollars more of your money, raising taxes on the middle class and giving handouts to their liberal allies.”

The backdrop: The bill was rolled out last month as a compromise between Senate Majority Leader Chuck Schumer (D-N.Y.) and centrist Sen. Joe Manchin (D-W.Va.). Yes, but: The bill falls far short of what most Democrats had hoped for when Biden took office last January.

  • Democrats spent months last year pushing for a $3.5 trillion package that included paid family and medical leave, universal pre-K, tuition free community college, and an extension of the child tax credit.
  • That proposal was rejected by Manchin in December.

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House inked $96K deal to give staff premium access to meditation app

House inked $96K deal to give staff premium access to meditation app

Fox News

The U.S. House of Representatives agreed to pay $96,000 of taxpayer money last year to provide its staff premium access to a meditation app, citing the trauma of the Jan. 6, 2021 assault on the U.S. Capitol. 

Documents obtained exclusively by Fox News Digital indicate the House Center for Well Being inked a year-long contract with Calm, a San Francisco-based health software company, last September. The agreement ensured House staffers would receive a free subscription to Calm’s meditation, sleep and relaxation app. 

The contract was made possible, in part, by the $1.9 billion emergency spending package Congress passed last year to bolster security in response to the Jan. 6, 2021 assault on the U.S. Capitol. Calm’s partnership with the House was spearheaded by the House Appropriations subcommittee on the legislative branch. 

Subcommittee chairman Tim Ryan, an Ohio Democrat and well-known devotee of yoga and meditation, penned a letter last December with his GOP counterpart on the panel announcing the partnership. At the time, the duo wrote the investment was part of a larger effort to address the trauma inflicted on staff by the events of Jan. 6. 

CalmThe House voted to spend $96,000 on premium access for the Calm meditation app for their staff. Getty Images

Capitol riotThe House cited the trauma of the Capitol riot as a reason to spend taxpayer money on the app. REUTERS

“As we head into 2022 and prepare to mark the first anniversary of the events of January 6, 2021, be assured that these offices are here to support you with their comprehensive mental and emotional support resources and to help develop and improve your resilience, growth, productivity, and overall well-being,” the letter read. 

Congressman Ryan’s office did not return Fox News Digital’s requests for comment.

The House contract with Calm stipulates the deal was in effect starting October 1, 2021. It limits the initial number of subscribers to 4,000 individuals per month. 

Rep. Tim RyanRep. Tim Ryan is a practitioner of Yoga and meditation. AP

Under the terms of the agreement, the House agreed to pay Calm $2 per month per subscriber — a total of $96,000 over the span of 12 months. The market rate for average Americans to subscribe to Calm’s app is $14.99 a month or a one-time annual fee of $69.99.

Calm did not respond to questions about whether the rate offered to Congress was the same as that offered to other companies as part of its corporate package. 

The company offers its subscribers a bevy of meditation and relaxation exercises. The company claims its goal is to advance self-improvement by enhancing sleep quality, curtailing anxiety, and boosting focus. 

As such, Calm curates exclusive videos and music, including nature scenes and sounds. It also offers audio programs on “mindfulness” and sleep stories to lull subscribers into a deep and undisturbed slumber.

The House Wellness Center and the Office of Employee Assistance are dedicated to addressing the physical, mental, and emotional health of congressional staff. The House Administration Committee oversees both agencies. 

Sources say that the contract did not meet the $350,000 threshold at which it would have required the approval of House Administration Chairwoman Zoe Lofgren, D-Calif. They note, however, that the House Wellness Center has to notify the committee of any expenditure over $3,500.

Republicans say such expenditures show how out of touch Congress has become under Democratic control.

“I don’t care if it’s a Republican or Democrat, anyone who wastes your hard-earned money in such a foolish manner should be fired, and that’s just what we are going to do In November,” said Rep. Lauren Boebert, R-Colo. “Inflation is out of control. Congress needs to end reckless spending, end frivolous perks, and end Nancy Pelosi’s time as speaker.” 

Access to the meditation app is only one of the lucrative perks that staffers enjoy under the Democratic-controlled House. The House Wellness Center has also entered into agreements to provide staffers with access to apps that help with dieting, financial stability, and healthcare planning.

A similar partnership with Peloton, which would have given staff free subscriptions and discounts on the company’s exercise bikes, was scrapped in May amid public criticism. 
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Veering to conclusion Parliament ‘dysfunctional’; democracy ‘gasping for breath’: Chidambaram

Veering to conclusion Parliament ‘dysfunctional’; democracy ‘gasping for breath’: Chidambaram

Senior Congress leader P Chidambaram on Sunday said he was veering to the conclusion that Parliament has become “dysfunctional” and alleged that democracy is “gasping for breath” in India with almost all institutions tamed, emasculated or captured.
He also said Rajya Sabha Chairman M Venkaiah Naidu “failed” to protect Leader of Opposition Mallikarjun Kharge last week from being summoned by the Enforcement Directorate (ED) when the House was in session.

In an interview with PTI, Chidambaram also dismissed Home Minister Amit Shah’s remarks linking the Congress’ demonstration against price rise on Friday to the Ram temple foundation day, saying the anniversary of the ‘Shilanyas’ was “far from our mind” when the date for the protest was fixed.
It was fixed taking into account that all the MPs will be in Delhi on Friday because the voting for the vice presidential poll was on Saturday, he said, adding that one can always twist logic to blame someone.
“Moreover, it was on August 5, 2019 that the illegal dismembering of Jammu and Kashmir took place! Let’s leave these aside when discussing a serious issue,” Chidambaram said.
Shah had linked Congress leaders’ protest in black clothes over the issues of price rise, unemployment and GST hike to what he said was the party’s “appeasement” politics to convey its opposition to the Ram temple foundation stone laying by Prime Minister Narendra Modi on August 5 in 2020.

Chidambaram also rejected BJP leaders’ charge that the Congress’ protest on August 5 was an attempt to save the party’s top leadership that is facing questioning by the ED in the National Herald case.
“We had announced and made it clear that the protests on August 5 were exclusively on inflation, unemployment and Agnipath. If people pretend to be deaf and blind to the announcement, what can we do?” he said.
The leaders summoned in the National Herald case are strong enough to defend themselves and they also have the full support of the rank and file of the party, Chidambaram asserted.
Asked about Kharge’s summoning by the ED during the working hours of Parliament last Thursday, he said it was a “sad day” for Rajya Sabha when the Chairman “failed to protect” the Leader of the Opposition from being summoned when the House was in session.

“Contrast the support extended by the US government to Ms Nancy Pelosi, Speaker US House of Representatives, on her visit to Taiwan. The Executive branch respected the authority and autonomy of the Legislative branch. The US government sent its aircraft carrier to the seas off Taiwan and also kept air support ready,” he pointed out.
In our country, the Executive branch summoned the Leader of the Opposition when Rajya Sabha was in session and one of the two heads of the Legislative branch “pleaded helplessness”, he said, adding that it was a “sad day”.
On ED probes against several Opposition leaders, Chidambaram refused to comment on any particular case but asserted that it was increasingly and abundantly clear that the powers of investigation and the laws were directed only at members of the Opposition.
“Institutions have been tamed or emasculated or captured. Democracy is gasping for breath. We may have the shell of democracy, but inside, the shell has been hollowed out. This applies to almost all institutions, which is what Shri Rahul Gandhi alluded to in his reply (at the press conference Friday),” he said.

With Parliament unable to transact much business during the Monsoon session due to frequent adjournments amid Opposition protests over a host of issues including price rise, Chidambaram said he is “veering to the painful conclusion that Parliament has become dysfunctional”.
He asserted that the single big reason for this was that the treasury benches had “no interest” in dialogue, discussion and debate.
“Let me ask, what calamity would have befallen if the government had agreed to a debate under Rule 267 on price rise on the first day? The debate would have been concluded in one day. Instead, we wasted two weeks,” he said Chidambaram also hit out at Finance Minister Nirmala Sitharaman for her reply to the debate on price rise in Parliament in which she had said that India does not face any risk of either recession or stagflation as its macroeconomic fundamentals are “perfect”.
No one from the Opposition hinted at an impending recession or stagflation and these were set up by the government like “straw men” so that the government can shoot them down, he said.

“Our concerns were rising prices and rampant unemployment. The twin factors have placed an unbearable burden on the poor and the middle class. The finance minister was obliged to spell out the steps that the government intended to take to moderate prices and to create jobs. The FM did not,” he said.
Chidambaram also criticised Sitharaman’s comparisons with other countries, saying they were “odious”.
“The burden of inflation is always relative to income and savings. If a country like the US has high inflation, please remember that Americans also have a high per capita income and high savings. In a country like India with a low per capita income (less than USD 2,000) and low savings, high inflation places an intolerable burden on the people,” he said.
Chidambaram said he was surprised that Sitharaman did not notice the vital difference between a country like the US and India.

“To give a banal example, if an Indian patient has 101 degrees fever, what is the satisfaction in saying that the American patient has 103 degrees fever? Both are very sick,” he said.
Opposition members in Parliament blamed the BJP-led central government’s policies for the price rise and accused it of ignoring the plight of common people.
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Rahul Gandhi, the new ‘Lingayat’ on the block

Rahul Gandhi, the new ‘Lingayat’ on the block

RAHUL Gandhi was a man on a mission on his two-day tour to Karnataka starting Tuesday. If one of his aims was to settle the tremors within the Congress over a grand Siddaramaiah birthday that left rivals – particularly D K Shivakumar – jittery, another crucial move was an outreach to the influential Lingayat community. On a visit to the Murgha Mutt, a prominent ashram in the Chitradurga region, Wednesday, Rahul took “initiation” into the Lingayat sect, which is considered a separate religion by its followers.
As part of the initiation, the senior Congress leader was given Ishtalinga, a symbol of ‘the universal force’, to wear. Tied to a thread that lies across the chest or body, Ishtalinga is usually put on children born in Lingayat families at the time of their naming ceremony, but can be tied at any time by persons who accept the Lingayat philosophy that revolves around a universal force, equality and secular values, say experts.
Following the ceremony, Rahul said: “It is an absolute honour to visit Sri Jagadguru Murugharajendra Vidyapeetha and receive the Ishtalinga deeksha from Dr Sri Shivamurthy Murugha Sharanaru.”
A website on the Lingayat sect calls the tying of the Ishtalinga “the main and important ritual for a Lingayat”. “Any human being irrespective of rich or poor, male or female, officer or clerk, director or office boy, black or white, can become a Lingayat by Ishtalinga deeksha.”
As per the website Lingayatreligion.com, the Lingayats are strict monotheists and enjoin the worship of only one God, namely, Linga (Shiva). The word ‘Linga’ here signifies “universal consciousness” qualified by “universal energy (shakti)”. Though Lingayats often refer to Shiva or Parashiva, for them he is not the mythological Shiva, but a formless God.

The practice of wearing the Ishtalinga was started by the 12th-century saint Basavanna, the founder of the Lingayat faith, as a rebellion against discrimination of women in the Upanayana or thread ceremony of Brahmins.
“We believe a member of any community can be a religious guru. Once a person becomes a part of the Lingayat faith, he can become a world guru of the community. Women have equal status as men among the Lingayats and they can be world gurus,” says Lingayat seer Dr Basavalinga Pattadevaru of the Hiremath Samsthana Bhalki ashram, which was established over five decades ago.
“While caste discrimination is central to the post-Manu Hinduism, Basavanna… and his associates… asked their followers not to observe it. They held that that once a man undergoes the initiation wherein he is given an Ishtalinga, he becomes superior and, therefore, all Lingayats must be treated as equal,” says a paper on Lingayatism authored by former chairman of the Department of Philosophy at Karnatak University Prof N G Mahadevappa.
While as per a Lingayat religion website, a follower is advised to do Ishtalinga puja daily, preferably early morning between 3 am and 5 am, there are no strict rules.

Dr Basavaraj Ballur, a scholar on the teachings of Basavanna, says that the significance of the Ishtalinga deeksha is not as much as it used to be. “Now anyone who wants it, can take it. For example when the Sharana (socio-religious) movement started, many people who were not born Lingayats, tied the linga. However merely tying the linga does not make a person a Lingayat. You can be a Lingayat even without tying the linga. If a human being follows the principles of Lingayatism, they are Lingayats, irrespective of their community,” Dr Ballur says.
Regretting that this was becoming sort of “a political gimmick”, Dr Ballur adds that while he has no issues with it, “… if you leave it at receiving the deeksha, it is not right. Once you receive the deeksha, then you must live according to the principles of Lingayatism.”
The Murugarajendra Mutt seer who gave Rahul the Ishtalinga deeksha is considered among the more liberal seers of the nearly 3,000 Lingayat mutts in Karnataka. Earlier this year, the seer had supported a Congress Walk for Water organised by party president D K Shivakumar for implementation of the Mekedatu drinking water project in south Karnataka.
However, many Lingayat mutts identify themselves closely with Hindu religious practices and are considered to be staunch supporters of the BJP, which the Lingayat community has backed in recent years. Making up nearly 17% of the state population, or the single-largest community in Karnataka, their support is crucial for any party in coming to power in Karnataka.

The BJP linked Rahul’s visit and Lingayat initiation to this. “Election Hindu” getting ready for the 2023 Karnataka Assembly Elections,” its social media handle put out, soon after the visit.
The ‘Election Hindu’ reference was to the BJP’s contention that Rahul reinforces his religious credentials only around elections, whether visiting temples, calling himself a “Shiva devotee”, or the party identifying him as a “janeyudhari Brahmin”.
Shivakumar, a leader of the Vokkaliga community, which is considered the main competitor to the Lingayats when it comes to political influence, countered the criticism. “Whatever the religion, the principles are the same. Prayer to many gods is prayer to one God. There may be many rituals, but devotion is the same. Rahul Gandhi insisted on visiting the Mutt to understand the services rendered by the Mutt. In the past, Indira Gandhi, Rajiv Gandhi and Sonia Gandhi have held the Mutt in high regard. He (Rahul) has not come to seek political help but to appreciate the work that is being done,” Shivakumar said.
In 2013-2018, in a bid to woo the Lingayat community away from the BJP, the Congress had backed a demand from the more liberal section for recognition of Lingayatism as a religion separate from Hinduism. The move had backfired and had led to a large section of the Veerashaiva Lingayats — who are dominant in the community – to rally behind the BJP in the 2018 Assembly polls.
Now, the Congress thinks it has a fresh chance, with the BJP seen as having dumped its biggest Lingayat leader, B S Yediyurappa.
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