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Capital One’s Premier Collection Offers Luxury Hotel Perks

Capital One’s Premier Collection Offers Luxury Hotel Perks

Capital One made waves in the premium credit card space with the introduction of the Capital One Venture X Rewards Credit Card and is working hard to keep the momentum going.One year after its launch, the Capital One Travel portal is adding a new feature, specifically for premium cardholders: the Premier Collection. Rivaling similar programs offered by American Express and Chase, the Premier Collection will offer cardholders an elevated experience and money-saving perks when staying at luxury hotels and resorts. Capital One says that its goal is ultimately to provide cardholders with a more authentic, local experience when traveling.Below, Select details everything that you need to know about Capital One’s Premier Collection and who will have access to this feature.Subscribe to the Select Newsletter!Our best selections in your inbox. Shopping recommendations that help upgrade your life, delivered weekly. Sign-up here.Capital One Travel Premier CollectionThe Premier Collection will provide premium Capital One cardholders a suite of exclusive, elite-like benefits when staying at hundreds of luxury hotels around the globe from brands like Small Luxury Hotels, The Leading Hotels of the World, Six Senses, 1 Hotels, Montage Hotels and Resorts and Proper Hotels.Some participating properties include The Ned NoMad in New York City, the Montage Laguna Beach in California, the 1 Hotel South Beach in Florida, the La Réserve Paris Hotel and Spa in Paris and more.BenefitsCustomers will enjoy the following benefits when booking through the Premier Collection:

  • A $100 USD experience credit (or the local equivalent) to use on dining, spa, and other activities during their stay
  • Daily breakfast for two
  • Complimentary Wi-Fi
  • Additional premium benefits when available, including early check-in, late checkout and a room upgrade

EligibilityWhile no exact date has been announced, the Premier Collection is set to launch in 2022 and will be accessible through the Capital One Travel portal.It will be available exclusively to those with the premium Capital One Venture X Rewards Credit Card and the Capital One Spark Travel Elite, which is a business credit card currently only available through Capital One Relationship Managers. Authorized users will also have access.Capital One Venture X Rewards Credit CardInformation about the Capital One Venture X Rewards Credit Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.

  • Rewards10X miles on hotels and rental cars, 5X miles on flights when booked via Capital One Travel; unlimited 2X miles on all other eligible purchases
  • Welcome bonusEarn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening
  • Annual fee
  • Intro APR
  • Regular APR19.99% – 26.99% variable APR
  • Balance transfer fee3% for promotional APR offers; none for balances transferred at regular APR
  • Foreign transaction fees
  • Credit needed

PricingPremier Collection room rates should be in line with the best publicly available rate. Capital One told Select that if a customer finds a better price for the same hotel within 24 hours of booking, it will refund the difference per its Price Match Guarantee terms and conditions. There’s also no minimum stay requirement so customers can still enjoy the $100 property credit and other perks on one-night stays.As with other Capital One Travel hotel bookings, Venture X cardholders will earn a generous 10X miles on Premier Collection bookings and can choose to either redeem their miles or up to $300 annual Capital One Travel credit toward their stays. Better yet, Capital One has confirmed that Premier Collection benefits can be stacked with hotel loyalty program benefits, meaning you can still earn hotel points and get elite benefits, when applicable.Alternatives to the Premier CollectionCapital One is going head-to-head with American Express and Chase with the launch of the Premier Collection. Both of the other issuers already offer similar programs which offer extra benefits when booking luxury hotels.Premium American Express cardholders, such as those who carry The Platinum Card® from American Express, have access to the Fine Hotels & Resorts program, which offers the following benefits, based on availability:

  • Daily breakfast for two
  • Complimentary room upgrades and Wi-Fi
  • 12 p.m. check-in and guaranteed 4 p.m. late check-out
  • A $100 credit to use toward on-property activities, dining or other perks like airport transfers, depending on your hotel

The Platinum Card® from American ExpressOn the American Express secure site

  • RewardsEarn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year, 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel, 1X points on all other eligible purchases
  • Welcome bonusEarn 100,000 Membership Rewards® points after spending $6,000 within 6 months of card membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Annual fee
  • Intro APR
  • Regular APR
  • Balance transfer fee
  • Foreign transaction fee
  • Credit Needed

Meanwhile, those with higher-end Chase cards like the Chase Sapphire Reserve®, receive special benefits through The Luxury Hotel & Resort Collection, such as:

  • Daily breakfast for two
  • Complimentary room upgrades and Wi-Fi
  • Early check-in and late check-out
  • A special benefit worth up to $100

The main difference is that both of these cards carry significantly higher annual fees than the Venture X.Chase Sapphire Reserve®

  • RewardsEarn 5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases plus, 10X points on Lyft rides through March 2025
  • Welcome bonusEarn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
  • Annual fee
  • Intro APR
  • Regular APR
  • Balance transfer fee
  • Foreign transaction fee
  • Credit needed

Bottom lineCapital One continues to add value to its travel credit card lineup. In the past year, the issuer has launched a new travel portal, opened its first airport lounge and rolled out exclusive dining and entertainment platforms. It also just announced Capital One Landing, a culinary-focused alternative to the traditional airport lounge.The addition of the Premier Collection makes the Capital One Venture X Rewards Credit Card even more compelling and its $395 annual fee easier to justify. Between the money-saving benefits available through the travel portal, airport lounge access, and now hotel perks, cardholders can expect a smoother travel experience from booking to check-out.If you don’t already have a Capital One Venture X Rewards Credit Card and want to sign up, you can currently earn a large welcome bonus of 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening.Catch up on Select’s in-depth coverage of personal finance, tech and tools, wellness and more, and follow us on Facebook, Instagram and Twitter to stay up to date.For rates and fees of The Platinum Card® from American Express, click here.Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party. .

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American Express Cardholders Get Free Drinks at Panera Bread

American Express Cardholders Get Free Drinks at Panera Bread

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.Thanks to a renewed partnership with Panera Bread, American Express cardholders again have the opportunity to score free beverages at the popular chain restaurant, which has more than 2,100 locations across the U.S. and is known for its bakery items, sandwiches and soups.Now through Dec. 31, 2022, American Express cardholders who register for this offer will receive a complimentary four-month subscription to Panera’s Unlimited Sip Club, which offers unlimited coffee, tea, lemonade and other drinks for $11.99 per month.Below, Select takes a closer look at the promotion and how American Express cardholders can take advantage of it.Subscribe to the Select Newsletter!Our best selections in your inbox. Shopping recommendations that help upgrade your life, delivered weekly. Sign-up here.Who is eligible and how to sign upThe Platinum Card® from American ExpressOn the American Express secure site

  • RewardsEarn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year, 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel, 1X points on all other eligible purchases
  • Welcome bonusEarn 100,000 Membership Rewards® points after spending $6,000 within 6 months of card membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Annual fee
  • Intro APR
  • Regular APR
  • Balance transfer fee
  • Foreign transaction fee
  • Credit Needed

Blue Cash Everyday® Card from American ExpressOn the American Express secure site

  • Rewards3% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%), 3% cash back at U.S. gas stations, (up to $6,000 per year, then 1%), 3% cash back on U.S. online retail purchases, on up to $6,000 per year, then 1%. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
  • Welcome bonusEarn a $200 statement credit after you spend $2,000 in purchases on your new card within the first 6 months.
  • Annual fee
  • Intro APR0% for 15 months on purchases and balance transfers, from the date of account opening
  • Regular APR
  • Balance transfer feeEither $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign transaction fee
  • Credit needed

To redeem the offer online, follow these steps to sign up before Dec. 31, 2022:

  1. Redeem the offer through this link
  2. Login on the American Express website to confirm your account
  3. Make sure you have a MyPanera account and sign up for a Panera Unlimited Sip Club subscription through Panera Bread’s website

Once your sign-up is complete, the complimentary four-month trial will begin. When that ends, you’ll automatically be charged the current rate ($11.99 plus tax per month at the time of publication) for a subscription unless you choose to cancel it sooner.Those who are not American Express cardholders can still score free access to Panera’s Unlimited Sip Club through a different promotion. New subscribers who sign up for a membership by Nov. 9, 2022, get their first month free, with the option of canceling the subscription at any time before being charged the regular monthly rate.Panera Unlimited Sip Club benefitsUnlimited Sip Club subscribers have access to a variety of free drinks, including drip hot coffee, iced and hot tea and coffee, fountain soda beverages, hot tea, bubbler drinks, and Charged Lemonades — and can get one for free once every two hours, as well as enjoy unlimited refills while you’re in a Panera Bread location. Even better, you can order any size.Note that this offer does exclude other beverages such as smoothies, bottled drinks, cold brew iced coffee, espresso and cappuccino beverages and frozen blended beverages, as well as beverage enhancements such as espresso and syrups including Madagascar vanilla, caramel, cinnamon and bittersweet chocolate.Bottom lineIf you live near a Panera Bread location, have an American Express card, and haven’t already joined Panera’s Unlimited Sip Club, this offer provides an easy way to score some free beverages this fall — just make sure you’ve signed up for it before December 31, 2022.To avoid being charged at the end of the fourth-month subscription, set a reminder in your calendar to cancel before the trial period is up. There are also a number of subscription trackers like Rocket Money and Trim that make it easy to keep tabs on your subscriptions.Catch up on Select’s in-depth coverage of personal finance, tech and tools, wellness and more, and follow us on Facebook, Instagram and Twitter to stay up to date.For rates and fees for The Blue Cash Everyday® Card from American Express, click here.For rates and fees of The Platinum Card® from American Express, click here.Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party. .

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Gas Rewards Programs That Can Save You Money

Gas Rewards Programs That Can Save You Money

Though gas prices are no longer at their peak, the average price of a gallon of gas was $5.02 in June, drivers can still save money at the pump by using apps, credit cards and gas rewards programs.Gas rewards credit cards are a great way to cut your transportation expenses — these cards offer higher rewards rates when you when you purchase gas.On top of credit card rewards, enrolling in a gas rewards program is another option for saving money on fuel purchases. Typically, gas rewards programs are free, providing some number of cents back for every gallon of gas a consumer purchases.For most, you’ll be able to sign up on the website or through the app. You can then earn rewards by either entering your phone number when you buy gas or by paying with a debit or credit card that’s been linked with your account. It’s best to opt for a rewards program for a gas station that you visit frequently as many offer higher rewards rates to loyal customers. Some rewards programs also don’t offer significant rewards, so you’ll have to weigh whether the effort of signing up for these programs is worth the rewards.Lastly, apps like Gas Buddy and AAA can be useful as they show users gas prices at nearby stations. Regardless of how you choose to save money on gas, there are many ways to do so. Below, Select looks at free gas rewards programs to help you decide which one is right for you.Subscribe to the Select Newsletter!Our best selections in your inbox. Shopping recommendations that help upgrade your life, delivered weekly. Sign-up here.BPMe RewardsBPMe Rewards are available at qualifying BP and Amoco locations. Individuals will receive 5 cents back per gallon in the first month. After the first month, you must spend at least $100 on gas before receiving 5 cents back per gallon. This means your gas rewards won’t kick in until you spend at least $100.The rewards are automatically applied at the time of the transaction. In order to use the service, you can sign-up for the app or via the website.People can link a debit or credit card or a PayPal account through the app in order to receive rewards. Cardholders who choose to pay with cash can redeem their rewards by providing their phone number at the time of transaction.BPMe offers generous rewards for the first month of membership but in order to continue receiving those rewards, you have to be a big spender at BP and Amoco stations, purchasing at least $100 worth of gas before rewards kick in for that monthExxon Mobil Rewards+™ programWith the Exxon Mobil Rewards+™ program, individuals earn rewards on both gas purchases and convenience store or car wash transactions. The app is available in the Google Play Store and the Apple App Store.There are multiple tiers of membership for the Exxon Mobile Rewards+ Program. Most members will receive three points per one gallon of regular gas and two points for every one dollar spent at the convenience store or car wash. One hundred points is equivalent to one dollar worth of rewards. In other words, someone would need to purchase more than 33 gallons of gasoline from Exxon or $50 worth of purchases from the convenience store in order to get $1 worth of rewards.You can also qualify for the Frequent Filler tier by purchasing 100 or more gallons of Synergy fuel per month. By doing so, members will earn four points per one gallon of regular gas and three points for every one dollar spent at the convenience store or car wash. Premium members receive a higher rewards rate than frequent fillers — 6 points per gallon of qualifying purchases of Synergy Supreme+ gas, a premium gas with a higher octane level. In order to qualify for Premium status, you must fill up your tank with at least eight gallons of Synergy Supreme+ gas three times a month.New members receive a bonus of 500 points which is worth $5. You can redeem your points through the app or by using a physical Exxon Mobil Rewards+ card.Generally, people won’t reap many rewards from this program unless they’re purchasing a lot of premium fuel from Exxon Mobil and qualify for the higher rewards rate that the premium status offers. However, this means that you need to purchase 24 gallons of the Synergy Supreme+ gas.Shell Fuel RewardsWith the Shell Fuel Rewards program, members are eligible to receive either three or five cents of rewards per gallon. All first time members qualify for the highest tier, the Gold tier, for six months. The Gold tier gives members 5 cents back on every gallon, up to 20 gallons. This means you can potentially earn up to $1 for every Shell transaction. After the first three months, members are required to make at least 6 purchases of at least 5 gallons of gas within the next three months in order to maintain Gold status. In other words, first-time members get 5 cents back on every gallon for the first six months and are eligible to keep that reward rate if they continue to purchase gas through Shell.If you don’t make the minimum number of purchases to qualify for Gold, you’ll be demoted to Silver status. With Silver status, you’ll earn 3 cents back per gallon. You can be eligible for Gold again by making 6 fill-ups within three months.There are three ways to receive your rewards: by using an alternative ID (phone number), your Fuel Rewards Card or a credit or debit card that’s been linked through the app. This is one of the most generous gas rewards programs on the market, providing infrequent Shell consumers 5 cents per gallon back on purchases. Circle K RewardsThe Circle K Rewards program is a relatively simple program to understand — cardholders earn 10 points per gallon of gas and 20 points for every one dollar spent on snacks, foods and non-alcoholic beverages. Once a member receives 2,000 points, they can redeem those points for $2. This means that members need to purchase 200 gallons of gas in order to receive $2 back.You can sign-up online or through the Apple App or Google Play store. Members will receive a card before they register online or through the app.Though the Circle K Rewards program is relatively straightforward program to understand, the benefits are quite measly as you must buy 200 gallons of gas to receive only $2 in rewards.Speedy Speedway RewardsYou can sign-up for Speedy Rewards either through the website or the app. Members earn 10 points per gallon of gasoline and 20 point for every dollar spent on merchandiseYou can then redeem those points through the app or at the register. Circle K offers various types of rewards — from food at the convenience store to discounts on future gas purchases.In order to earn rewards, members can use the digital card through the app or enter their phone number as an alternative form of identification. The Speedy Rewards program is a good choice for people who don’t just want to redeem their points for cash-back on gas purchases.Best credit cards for gas purchasesCiti Premier® Card

  • Rewards3X points per $1 spent at restaurants, supermarkets, gas stations, and on hotels and air travel, 1X points on all other purchases
  • Welcome bonus80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Annual fee
  • Intro APR
  • Regular APR
  • Balance transfer fee5% of each balance transfer, $5 minimum
  • Foreign transaction fee
  • Credit needed

Blue Cash Preferred® Card from American ExpressOn the American Express secure site

  • Rewards6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations, 3% cash back on transit including taxis/rideshare, parking, tolls, trains, buses and more and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Welcome bonusEarn a $350 statement credit after you spend $3,000 in purchases on your new card within the first 6 months.
  • Annual fee
  • Intro APR0% for 12 months on purchases and balance transfers from the date of account opening
  • Regular APR
  • Balance transfer feeEither $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign transaction fee
  • Credit needed

Bottom lineThere are many gas rewards programs available, and consumers can get the most bang for their buck by enrolling in a program for stations that they visit frequently. However, you should note that not all of the programs offer generous rewards, so you should consider boosting your savings by using an app to help find cheaper gas or a credit card to get higher rewards rates on gas purchases.Catch up on Select’s in-depth coverage of personal finance, tech and tools, wellness and more, and follow us on Facebook, Instagram and Twitter to stay up to date.For rates and fees of the Blue Cash Preferred® Card, click here.Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party. .

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Marriott Bonvoy Brilliant Card Relaunches With New Benefits

Marriott Bonvoy Brilliant Card Relaunches With New Benefits

Subscribe to the Select Newsletter!Our best selections in your inbox. Shopping recommendations that help upgrade your life, delivered weekly. Sign-up here.Marriott Bonvoy Brilliant card changesMarriott Bonvoy Brilliant™ American Express® CardOn the American Express secure site

  • Rewards6 Marriott Bonvoy points for each dollar spent on eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3 points at Worldwide Restaurants and on flights booked directly with airlines. 2 points on all other eligible purchases.
  • Welcome bonusEarn 150,000 Marriott Bonvoy® bonus points after you use your new card to make $5,000 in purchases on the card within the first 3 months.
  • Annual Fee
  • Intro APR
  • Regular APR
  • Balance transfer fee
  • Foreign transaction fee
  • Credit needed

Pros

  • Each Card renewal year, get up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide.
  • One free night award every year after your card renewal month (redemption level at or under 85,000 Marriott Bonvoy points and certain hotels charge additional resort fees) at a participating hotel.
  • $100 property credit on a two-night minimum stay at the Ritz-Carlton® or St. Regis®
  • Complimentary Marriott Bonvoy Platinum Elite status
  • Global Entry/TSA PreCheck credit of up to $100 every four years

Cons

  • High $650 annual fee
  • No introductory 0% APR
  • Estimated points earned after 1 year: 50,955
  • Estimated points earned after 5 years: 254,775

Rewards totals may incorporate the points earned from the welcome bonusAnnual hotel credit shifts to diningThe card’s first change was announced in July, and it’s that the up to $300 Marriott Bonvoy hotel statement credit is being swapped for a dining credit that can be redeemed at any eligible restaurant worldwide. Although it still adds up to the same total, you’ll now only be reimbursed up to $25 per month over the course of 12 months, as opposed to being able to redeem the entire credit at once. Overall, this should give cardholders greater flexibility as they’re not locked into Marriott purchases to earn the statement credit. However, you’ll have to make sure you’re putting at least $25 a month worth of dining purchases on the card to ensure you’re getting maximum value.Free night award becomes more valuableThe Marriott Bonvoy Brilliant card previously offered an annual free night award worth up to 50,000 Marriott Bonvoy points. Now, the award can be used towards rooms costing up to 85,000 points, potentially allowing you to book higher-end hotels.Improvements to elite status benefitsCardholders now get Platinum Elite status instead of Gold Elite status, unlocking perks like free breakfast at some brands and upgrades to suites. Additionally, those chasing a higher tier of status now get 25 Elite Night Credits each year instead of 15.Opportunity to earn choice benefitsAlong with the enhancements listed, the card is introducing the opportunity to earn an “Annual Card Choice Award” by spending $60,000 on the card in a calendar year (starting January 2023). You’ll have the choice of five suite night awards, an additional free night award (worth up to 85,000 points) or $750 off a bed from Marriott Bonvoy® Boutiques.New welcome offerTo celebrate the refresh, now through Jan. 11, 2023, the Marriott Bonvoy Brilliant™ American Express® Card will offer new cardmembers an elevated welcome bonus of 150,000 Marriott Bonvoy points after they spend $5,000 in eligible purchases on the card in the first three months.Higher annual feeAs you might expect, the new benefits come at a cost. The annual fee on this card is now $650 (see rates and fees), up from $450. If you opened your card before Sept. 22, 2022, the new annual fee will take effect on your first renewal date on or after Jan. 1, 2023.Still, the annual fee can be offset if you take full advantage of all the benefits, with the new or enhanced perks bolded:

  • Complimentary Marriott Bonvoy Platinum Elite Status
  • One Free Night Award each year after Card renewal month that can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy. Certain hotels have resort fees.
  • Up to $300 in statement credits per calendar year (up to $25 back per month) for dining purchases at restaurants worldwide
  • 25 Elite Night Credits each calendar year to use toward achieving your next level of elite status
  • Up to $100 property credit when staying two nights or more at the Ritz-Carlton® or St. Regis® properties
  • Annual Earned Choice Award: Each calendar year (starting January 2023), after making $60K in purchases, Card Members can select an Earned Choice Award benefit
  • Airport lounge access with Priority Pass Select Membership (enrollment required)
  • Up to $100 for Global Entry or TSA PreCheck application fee
  • Various travel protections
  • *Purchase and return protection

Same earning ratesThere are no changes to the card’s earning rates:

  • 6X points at participating Marriott Bonvoy properties
  • 3X points at restaurants worldwide and on flights booked directly with airlines
  • 2X points on all other eligible purchases

Other Marriott Bonvoy credit cardsThere’s no question that the annual fee is high, and you should never put yourself in financial constraint just to hold a credit card. If you prefer a card with a lower (or no) annual fee, Marriott Bonvoy has plenty of other options:Marriott Bonvoy Bold® Credit Card

  • RewardsEarn up to 14X total points for every $1 spent at over 7,000 participating Marriott Bonvoy® hotels, 2X points on other travel purchases (from airfare to taxis and trains) and 1X point on all other purchases
  • Welcome bonusLimited Time Offer! Earn 60,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
  • Annual fee
  • Intro APR
  • Regular APR18.24% – 25.24% variable on purchases and balance transfers
  • Balance transfer feeEither $5 or 5% of the amount of each transfer, whichever is greater
  • Foreign transaction fee
  • Credit needed

Marriott Bonvoy Boundless® Credit Card

  • RewardsEarn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining; 1 Elite Night Credit towards Elite Status for every $5,000 spent; earn up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card, and 2X points for every $1 spent on all other purchases
  • Welcome bonusLimited Time Offer! Earn 100,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
  • Annual fee
  • Intro APR
  • Regular APR18.24% – 25.24% variable on purchases and balance transfers
  • Balance transfer feeEither $5 or 5% of the amount of each transfer, whichever is greater
  • Foreign transaction fee
  • Credit needed

Marriott Bonvoy Business® American Express® CardOn the American Express secure site

  • Rewards6X Marriott Bonvoy points for each dollar spent on eligible purchases at hotels participating in the Marriott Bonvoy® program, 4X points for each dollar of eligible purchases at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping, 2X points on all other eligible purchases
  • Welcome bonusLimited Time Offer: Earn 100,000 Bonus Marriott Bonvoy Points after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer expires 11/2/22.
  • Annual fee
  • Intro APR
  • Regular APR
  • Balance transfer fee
  • Foreign transaction fee
  • Credit needed

Marriott Bonvoy Bevy™ American Express® CardOn the American Express secure site

  • RewardsEarn 6X Marriott Bonvoy® bonus points on eligible purchases at hotels participating in Marriott Bonvoy; 4X Marriott Bonvoy points on up to $15,000 in combined purchases per year at restaurants worldwide and at U.S. supermarkets (then 2X points); 2X Marriott Bonvoy Points on all other eligible purchases
  • Welcome bonusEarn 125,000 Marriott Bonvoy® bonus points after they spend $4,000 in eligible purchases on their card within the first three months
  • Annual fee
  • Intro APR
  • Regular APR
  • Balance transfer fee
  • Foreign transaction fee
  • Credit needed

Marriott Bonvoy Bountiful™ CardInformation about the Marriott Bonvoy Bountiful™ Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.

  • Rewards6X Marriott Bonvoy Points on purchases at hotels participating in Marriott Bonvoy; 4X Marriott Bonvoy Points on up to $15,000 in combined purchases per year at restaurants worldwide and at U.S. supermarkets; 2X Marriott Bonvoy Points on all other eligible purchases
  • Welcome bonus125,000 Marriott Bonvoy points after they spend $4,000 in eligible purchases on their Card in the first three months
  • Annual fee
  • Intro APR
  • Regular APR18.24% to 25.24% variable
  • Balance transfer feeEither $5 or 5% of the amount of each transfer, whichever is greater
  • Foreign transaction fee
  • Credit needed

Bottom lineFor rates and fees of the Marriott Bonvoy Bevy™ American Express Card, click here. For rates and fees of the Marriott Bonvoy Brilliant™ American Express® Card, click here.For rates and fees of the Marriott Bonvoy Business® American Express® Card, click here.*Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.  Please visit americanexpress.com/ benefitsguide for more details.  Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party. .

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Best Credit Cards for Exclusive Events and Experiences

Best Credit Cards for Exclusive Events and Experiences

Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We earn a commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners.Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.Credit cards can offer a wide range of benefits, from cell phone protection to airport lounge access. Although less talked-about, some even provide access to exclusive events and experiences. This can range from presale tickets for sports games and concerts to exclusive dinners and cardholder-only lounges, and nearly every major card issuer offers such benefits.While these perks went largely unused during the pandemic lockdowns, issuers are now doubling down on these lifestyle and other non-travel benefits. Your credit card may be able to help you get special access at the U.S. Open in New York City, iHeartRadio Festival in Las Vegas, Sundance Film Festival in Park City and beyond.Here are the credit card issuers that offer cardholders access to exclusive events and entertainment experiences, and how you can use these perks.Subscribe to the Select Newsletter!Our best selections in your inbox. Shopping recommendations that help upgrade your life, delivered weekly. Sign-up here.Best credit cards for exclusive events and experiencesUsing credit cards to access events and experiencesEvery credit card issuer handles access to exclusive events and experiences differently.Issuers like American Express may require you to have a specific card, or an invitation, to participate in an event. Others may only require you to be an active cardholder of any of their cards.So if you’re looking to squeeze more value out of your credit card, consider the main credit card issuers below and their offers for cardholders to experience premium events.American ExpressAmerican Express has a large array of events you can attend as a cardholder, but the more premium events are invitation-only. However, even without an invitation, there are many events you can grab tickets to including Broadway shows like Hamilton in New York and concerts like Katy Perry in Las Vegas. A number of major venues, such as Barclays Center and the Crypto.com Arena, also offer exclusive entrances for American Express cardholders.The “By Invitation Only” experiences include access to The Centurion Suite at the U.S. Open, cardmember-exclusive fashion shows and tickets to the Palm Springs Film Awards. Some of these experiences are free while others are paid.You can check out the various experiences here. But to access the more premium events and experiences, you’ll need to have a higher-end card like one of these below:The Platinum Card® from American ExpressOn the American Express secure site

  • RewardsEarn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year, 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel, 1X points on all other eligible purchases
  • Welcome bonusEarn 100,000 Membership Rewards® points after spending $6,000 within 6 months of card membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Annual fee
  • Intro APR
  • Regular APR
  • Balance transfer fee
  • Foreign transaction fee
  • Credit Needed

The Business Platinum Card® from American ExpressOn the American Express secure site

  • RewardsEarn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com and 1X points for each dollar you spend on eligible purchases. Also, earn 1.5X points (that’s an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
  • Welcome bonusEarn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases within the first 3 months of card membership
  • Annual fee
  • Intro APR
  • Regular APR
  • Balance transfer fee
  • Foreign transaction fee
  • Credit needed

American Express® Gold CardOn the American Express secure site

  • Rewards4X Membership Rewards® points at Restaurants (plus takeout and delivery in the U.S.) and at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), 3X points on flights booked directly with airlines or on amextravel.com, 1X points on all other purchases
  • Welcome bonusEarn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases within the first 6 months of card membership
  • Annual fee
  • Intro APR
  • Regular APR
  • Balance transfer fee
  • Foreign transaction fee
  • Credit needed

Capital OneThe Capital One Entertainment portal is filled with exclusive events and experiences for cardholders. The benefits for cardholders include early access to tickets, special on-site perks at specific venues and the ability to upgrade experiences at certain events using Capital One miles.Some of the events include cardholder-only dinners at Michelin-star restaurants, presale tickets to sporting events like the Capital One Orange Bowl in Miami, VIP packages at music festivals like the iHeartRadio Festival in Las Vegas and more. Through a partnership with The Cultivist, Capital One credit cardholders are also eligible for a six-month complimentary “The Enthusiast” membership, which offers free access to top museums around the world, including the Guggenheim Museum in New York City, San Francisco’s Museum of Modern Art, and the Louvre in Paris.You can visit the Capital One Entertainment portal to see what events are being offered. While you don’t need to have any specific Capital One card to access these benefits, here are some of our favorite credit cards from the issuer:Read more: Here are the best Capital One credit cardsChaseChase offers its Chase Experiences to all cardholders. They include access to exclusive events and Chase Dining experiences, along with additional benefits at events like the U.S. Open and Outside Lands Music and Arts Festival and at venues like the Chase Field, Chase Center and Madison Square Garden. Special benefits can range from priority entry and preferred seating to access to VIP lounges with free refreshments. You can also choose to redeem your Ultimate Rewards points for many of these experiences.There’s also Chase Dining, which give cardholders exclusive access to reservations at upscale restaurants through Tock. Additionally, if you’re looking for tickets for an upcoming sporting event or concert, Chase Experiences comes with access to presales and preferred seating from Ticketmaster. Those with the Chase Sapphire Preferred® Card or the Chase Sapphire Reserve® get even more benefits, including access to the Sapphire Dining series.So if you’re interested in scoring additional experiences for being a Chase credit card holder, you may consider signing up for one of the cards below:Chase Sapphire Preferred® Card

  • Rewards$50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining, 2X points on all other travel purchases, and 1X points on all other purchases
  • Welcome bonusEarn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®.
  • Annual fee
  • Intro APR
  • Regular APR17.49% – 24.49% variable on purchases and balance transfers
  • Balance transfer feeEither $5 or 5% of the amount of each transfer, whichever is greater
  • Foreign transaction fee
  • Credit needed

Chase Sapphire Reserve®

  • RewardsEarn 5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases plus, 10X points on Lyft rides through March 2025
  • Welcome bonusEarn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
  • Annual fee
  • Intro APR
  • Regular APR
  • Balance transfer fee
  • Foreign transaction fee
  • Credit needed

CitiThe Citi Entertainment portal offers Citi cardholders early access to ticket presales for concerts, sports and cultural events. At the time of writing, the platform appears to be geared mostly toward concerts.Many tickets are considered ‘Citi Preferred Tickets’ where you will need a qualifying Citi credit card to purchase the tickets. The kicker of this program is that you’ll have a chance to get tickets or VIP packages before non-Citi cardholders for specific events.So if you see an event on the Citi Entertainment platform you’re interested in, it may be beneficial to have a Citi credit card in your wallet to grab your tickets.Citi Premier® Card

  • Rewards3X points per $1 spent at restaurants, supermarkets, gas stations, and on hotels and air travel, 1X points on all other purchases
  • Welcome bonus80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Annual fee
  • Intro APR
  • Regular APR
  • Balance transfer fee5% of each balance transfer, $5 minimum
  • Foreign transaction fee
  • Credit needed

Citi® Double Cash Card

  • Rewards2% cash back: 1% on all eligible purchases and an additional 1% after you pay your credit card bill
  • Welcome bonusFor a limited time, earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening.
  • Annual fee
  • Intro APR0% for the first 18 months on balance transfers; N/A for purchases
  • Regular APR
  • Balance transfer feeFor balance transfers completed within 4 months of account opening, an intro balance transfer fee of 3% of each transfer ($5 minimum) applies; after that, a balance transfer fee of 5% of each transfer ($5 minimum) applies
  • Foreign transaction fee
  • Credit needed

Bottom lineFor rates and fees of The Platinum Card® from American Express, click here.For rates and fees of The Business Platinum® Card from American Express, click here.For rates and fees of the American Express® Gold Card, click here.Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party. .