What Are Premium Bank Accounts?

Bank of America Advantage Relationship Banking with Preferred Rewards: Gold, Platinum and Platinum Honors$0 ($25 without Preferred Rewards).$20,000 across linked accounts (minimum to qualify for Preferred Rewards).

  • No fees for up to eight eligible accounts.
  • No fees on common banking services, including standard and cashier’s checks, stop payments and overdraft protection transfer fees from linked accounts.
  • Tiered boosts on savings rate.
  • No fees for out-of-network ATM use, for higher tiers.
  • Tiered boosts on rewards bonuses for credit card purchases.
  • Tiered discounts on investing guidance fees.
  • Reduced rates on home equity and auto loans.

Chase Premier Plus Checking℠

  • Up to four no-fee transactions with out-of-network ATMs per statement period.
  • Free personal and counter checks, money orders and cashier’s checks.
  • Waived or discounted fee for safe deposit box.
  • Waived monthly fee on up to two eligible, linked checking accounts and on eligible, linked savings accounts.
  • Interest rate boost if you link to an eligible checking account and make five eligible transactions per month in that account.

Chase Sapphire℠ Checking

  • No ATM fees and no foreign exchange rate adjustments on ATMs worldwide.
  • Waived wire transfer and stop payment fees.
  • Free personal and counter checks, money orders and cashier’s checks.
  • Early access to tickets for and access to priority seating at entertainment events.
  • Interest rate boost on linked Premier Savings account when you make five eligible transactions in the checking account.

Chase Private Client Checking℠

  • No fees on common banking services, including wire transfers, non-Chase ATM transactions and foreign exchange rate adjustments.
  • No fees on eligible linked accounts, including a Chase Total Business Checking® account and a Chase Business Complete Checking℠ account.
  • Higher purchase and ATM limits.
  • Free personal and counter checks, money orders and cashier’s checks.
  • Waived or discounted fee for a small safe deposit box.
  • Access to complimentary Arts & Culture Passes in select cities.
  • Guidance from Citi Priority Advisors.
  • Interest rate boost on checking and savings accounts.
  • Discounted pricing on some deposit products and services.
  • Waived fees on services including overdraft protection transfers, personal stop payments, incoming wire transfers and money orders.

None, but account will be downgraded if balance doesn’t meet minimum requirement.

  • Unlimited refunds of non-Citi ATM fees.
  • Waived fees on services including overdraft protection transfers, personal checks, stop payments, incoming wire transfers and money orders.
  • Waived foreign exchange fees, plus access to emergency cash and international travel services, including World Wallet foreign currency delivery.
  • Interest rate boost on checking and savings accounts.
  • Discounted pricing on some deposit products and services.
  • Dedicated relationship manager.
  • Dedicated wealth advisor for investing strategies.
  • Exclusive travel services.

None, but account will be downgraded if balance doesn’t meet minimum requirement.

  • Unlimited refunds for non-Citi ATM fees and reimbursement of fees charged by ATM owners.
  • Waived fees on services including overdraft protection transfers, personal checks, stop payments, incoming wire transfers and money orders.
  • Citi’s highest cash withdrawal and transfer limits.
  • Access to wealth management advisor, relationship management advisor, advanced wealth planning and premier investing services.
  • Access to exclusive experiences.
  • Waived annual fees on select premium credit cards.
  • Access to Citigold travel lounges worldwide.
  • Tiered interest rates for higher balances.
  • Access to banking and investment services.
  • No fees for using out-of-network ATMs worldwide.
  • Waived fees on some additional linked checking and savings accounts.
  • Waived fees on services including personal checks, cashier’s checks, money orders and overdraft protection advances from an eligible linked home equity line of credit.
  • Discounted rates on select loans and lines of credit.
  • Additional benefits with Wells Fargo credit cards and with balances over $250,000.